sheltered accommodation...

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Hi all,

I am beginning the process of moving my elderly mother into sheltered accommodation, but I'm confused. In my mother's area there are several residences that care for elderly people with certain needs - these are provided by the local council. My mother meets their criteria in terms of her need to be in sheltered accommodation.

However, I am confused by the 25K cutoff point for funding. Does this mean that if you have savings over this amount you would not be able to be housed in one of these properties? The problem is that there are no private sheltered accommodation properties in her local area - it would mean her moving away from where she has lived for over 30 years.

Do councils allow people to go into their sheltered housing and pay rent until they have less than 25K in savings?

Many thanks in advance.

You need to refer your mum to soc services, fill out a " finance pack" and take it from there. You can access soc services care as a self funding patient if they wont pay towards care because you have too much money. IIRC.

Are you sure there is no private sheltered housing around? It seems an exploding field here. Also look at possible routes if she has an occupational link eg retired teachers, postal works etc have special accom round here

Thanks so much Theas18. Unfortunately the inner-london borough in which my mother lives doesn't seem to have anything in the way of private sheltered accommodation. There are a couple of small private nursing homes, but they are more geared towards end of life care, which isn't my mother's position at this point. All the private mccarthy and stone type retirement properties seem very much to be in the suburbs (Zone 5/6) - I suppose because central London property is so expensive/lucrative...

It's very reassuring to know that one can self-fund in council accommodation however. Anyone have any experience?

No Abbeyfields or traditional charities like local Almshouses?

Be quite cautious if purchasing a McCarthy and Stone type property. Some have quite restrictive leases and can be hard to sell on.