Actually- and this is the truth: I can think of loads of families who don't seem to have any of those 10 factors. Seriously.
I know people who have 3 bedroom houses and 3 DCs, but I and they wouldn't cite that as overcrowding, not surely in the sense of the factor
I genuinely don't know anyone personally who was a teenage mother; young, yes, but married and incidentally still with their DHs
Depression- well, not as far as I know, though of course, that one could well be 'hidden', couldn't it, due to peoples misplaced feelings of shame that surround MH issues. I wonder how many of my friends and acquaintances are on 'maintenance' doses of anti-depressants or anxiety medication?
Physical disability- not being flippant, but does the odd bad back count? I have a friend on an occupational pension due to MS but luckily she is still able to walk around with just a walking stick.
Low basic skills- again, subjective. The people I actually know (and am talking about here) all appear to be in gainful employment, be it van driving or operating (in Theatres)
Substance misuse -not as far as I know.
Excess alcohol- not in a way that has impacted in a visible way on them or their families
Financial stress- I know of one family where the DH walked out having had a MLC (does that tick the depression box?)- she's had to step up to the plate and go back to work full time (from 12 hours a week) and money is tight, but they still go on 2 domestic holidays a year so maybe not what the definition means.
Worklessness- nope. Several SAHMs, but I guess that's not what this factor 'means'.
DV- well, again, that's a potentially 'hidden' one, isn't it? I can only say 'not as far as I know'.
Of course I have heard of all of these; friends of friends, in the press, the news etc but I really don't see that they exist to any measurable extent among my -I don't know- cohort? AM I living in a bubble? I wouldn't have said so. But I would say there is always a huge danger of 'extrapolation'. Where 'they' go to a sink estate in Middlesbrough, work out that out of 100 families, 40% suffer these factors then decide that means that 40% of the British population suffer them too. It isn't necessarily so.
OOI, in the List of Ten, how many do they say you 'need' in order for there to be a quantifiable 'risk' to your DC?