I hear ya Bonsoir and I do think that MN is stuck in its overly female, middle class circa 1991 bubble.
There is simply no comparison to how things are today. Simply saying, well I did this, or so and so did that, is utterly pointless.
House prices are absurdly high, jobs are rarely for life, benefits are being eroded, as are pensions. Tertiary education cost an arm and a leg.
All these things mean our DC will need very well paid jobs to be financially independent. And getting such jobs is becomeing ever harder with globalisation. One example: in DH's law firm, for the first time, there are more trainees from overseas than from the UK in the London office this year.