Sold a skirt, photo was clear picture of skirt. Buyer now says it has belt loops and wants money back as it doesn't have a belt. I didn't buy it with a belt, photograph it with a belt or describe it as having a belt. I offered her a refund of buying price as a gesture but not refund of postage. She has now opened up a dispute. I also don't remember the skirt as having belt loops and on my pic enlarged can't see any. She has sent me pictures of what look like her holding the hanger loops over the waistband of the skirt. As it wasn't advertised as having a belt or photographed with one, do you think ebay will side with me or her?