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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

Buying exH out, the mortgage process etc

6 replies

Abouteffingtime · 07/06/2026 20:21

Been to court, consent order agreed, I pay ExH X anount.

Mortgage approved, paperwork recieved. I went through a reputabke broker, who also recommended solicitor so all in hand.

Just wondering, if anyone has been through this recently, timescales, and what happens next?

Will ExH still have to sign to agree to take his name off?

How long for the remortgage to "go through" as in , when is the money released?

I feel like I have waited SO long and am impatient now!

OP posts:
AImportantMermaid · Yesterday 04:28

So, mortgage approved, searches carried out, all legal and agreed in the divorce? It seemed to take ages and then all of a sudden it was all over but if everything is agreed it shouldn’t take more than a week or two. If you’re finding it taking too long prod your solicitor - I had to keep on top of mine or they’d slack off.

changeme4this · Yesterday 04:56

Is everything else agreed to, who gets what?

Friends are 18 months into separation with house sold this month (only listed a couple of months ago) but their separation stalled as one party kept changing what they wanted from joint possessions and overall it hasn’t worked out how that person thought it might.

Abouteffingtime · Yesterday 08:17

All agreed. Had to go to court. Consent irder approved, final order done. Mortgage offer recieved, which came through about 10 days after mortgage application submitted.

So I am waiting for the new mortgage company to "complete" i guess??

OP posts:
millymollymoomoo · Yesterday 08:44

Do you have a conveyancing solicitor? New mortgage company usually needs survey ( perhaps just valuation one) and searches etc

Abouteffingtime · Yesterday 08:53

Yes I do. No in person survey required, they have done an online valuation

OP posts:
Iloveitalianfoodyum · Yesterday 13:40

You need to phone your mortgage contact at the bank and tell them you want to complete the mortgage and if there is money you are taking from the equity of the house you want to draw this money down.

with mine they emailed me paperwork for me to electronically sign. I was taking equity out of the house. They said contact them when I wanted to draw the money down and it would be transferred and that was the mortgage process completed on my receipt of that money.

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