Not sure I can get divorced?

[hanste123]

i am sick of my lazy and disrespectful husband and want out.

but I don't know if that's possible. We aren't well off. We are in the middle of a renovation that we can't afford to finish (hopefully can at end of year if we are paid what we are owed- separate issue). So can't sell the house. We own a small business together, I could get a small payout from that. But in terms of monthly payments from him for our 2 kids. How would that work? We pay ourselves a low salary which we top up with Dividend payments (lump sums to be tax efficient). And then I'd have to live on a part time salary... presumably there are benefits? How do women make this work?

I) divorce and financials can take that long so you can start now
2) if he’s self employed and he wants to be awkward, your cms will be low in all reality and you’ll have a fighting your hands for more
3) why can’t you work full time ? If low income you can get help with childcare
4) you can work pt and claim benefits

perhaps start by understanding the value of business, any pensions, equity, debt etc to see what marital assets they are and what a split might look like.

Will he want /have the children 50:50?

Child support is calculated based on income which is generally as reported to the HMRC. So your tax efficiency will come back to haunt you if you use official channels. You can agree your own figures between you but that will need his willingness and cooperation.

The alternative is to share parenting responsibilities equally in terms of costs and time. There is no child support but you both have the children the same amount of time and cover all the costs of parenting them in your time. That can be worked to reduce childcare costs and maximise your respective incomes.

Both of you may need to consider what would maximise your incomes. That might not be running a business together or apart.

I'm not sure how we'd split childcare. I'd have them the majority of the time, maybe he'd have them a couple times a week 🤷‍♀️, he'd struggle with little contact, but equally it wouldn't be practical for him to have them any more than that.

thank you everyone x

Why not?