Realistic timeline (Scotland)

[PuppyVsCar]

My husband and I are separating. Right now we are stuck in a circular discussion about how long it will take to get to the point that he can move out. We are in Scotland.

So, he wants to move directly into a new home which he plans to purchase. In order for me to be able to afford things (even with a generous maintainence offer from him) I will need to apply for Universal Credit. He thinks he can be out in two months. I think this is wildly unlikely. Prerequisites that I can think of are:

• we need to separate bank accounts so we can be deemed "financially separate" for the purpose of a UC claim for me
• I need to fill in UC paperwork and undergo the month long (?) initial assessment period
• for him to buy a new house without being subject to a second home purchase tax, he will need to be removed from the deeds of our home
• for this to happen we need to have a minute of agreement drawn up by a solicitor. For this to be watertight enough for a judge to uphold it in eventually divorce proceedings we will need to have extremely accurate details re CETV of pensions etc etc. We need to sit down and think about all our assets.
• we also just need to sit down and figure out whether we actually can afford, between us, to run two homes and two mortgages.

Thus far things have been very amicable but this just feels so frustrating to me. I don't WANT it to take ages of us living together but I also don't think we can make it quicker just by wishing it!

Is there anything I'm missing on my list of things to think about, and what sort of timeline did people here experience between splitting up emotionally and actually physically moving out?

Having just got divorced this year in Scotland, I have a little experience of the process. Ex and I came to an agreement where I made him an offer of X amount (50% of equity), child maintenance,we each kept our own assets and our own pensions. So there was no need to wait for pension evaluations. We had a solicitor draw up the minute of agreement and a few months later when the 1 year separation period passed, I filed for divorce. 10 weeks later, divorced. So it can be done it just depends on what you can agree with the Ex. Bear in mind it suits solicitors to have a long drawn out fight as their fees go up and up.

However, if you don’t feel confident enough to get a fair settlement agreed then obviously you may be best to do the full financial disclosure.

You dont need to seperate finances you just need an account in your own name.

The 2nd home tax can be refunded if he is removed from deeds within 12 months i think?? A straight forward removal doesnt take long.