Similar situation in that I have significant USS and LGPS DB pensions and has practically zero DC pensions. He’s been financially reckless, went bankrupt with his business and all the property etc was solely in my name.
In my case he agreed that he wasn’t morally entitled to my pensions and so he wrote a very clear account on the form. My rental house was my home before we met and rented out during the marriage. He also said he did not consider it marital property.
We split the family home 50/50, he contributed no deposit but he had proportionally paid towards mortgage. The equity from that is sufficient to provide us both with suitable large deposits for a home and relatively small mortgages.
We didn’t need Form E, we just used D81 and an online solicitor to do the consent order. But I have been extremely worried that the judge wouldn’t sign it off especially as ex had no legal advice. But it sailed through.
I guess the key thing is that we are amicable (ish), there was no abuse or 3rd party and he chose not to go after the rest. But it goes to show that 50/50 blah blah doesn’t have to apply.
We have 1 DD age 6 and agreed 50/50 custody and therefore no maintenance either. For all his faults he is an excellent, hands on parent. I wouldn’t say we are quite 50/50 now but he does half of pick ups/drop offs/bedtimes/meals. He will have a shock when he has to organise uniforms etc and all the mental load.
I’m very relieved about the outcome, divorce itself was only about £1200 and I’ve only lost about £150k.