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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

New CETV for court

7 replies

Evecob · 26/07/2025 09:41

Hi all, i really could do with some help from anyone who knows anything about the court process...

My ex and I are going through an acrimoneous divorce. We had the FDA and he is hiding assets/not disclosed a lot of information. Most of whoch i have asked for answers in the questionnaire but still waiting on replies. One of the things he did disclose was his CETV for the NHS.

My issue with it is it was requested in april 2025, and the date of benefits on there is until April 2023 but our marriage did not end then so not sure why its only up until 2023?. I have no idea how he managed that but i am aware this significantly understates his pension. NHS pensions are defined benefit pensions so I know a CETV doesnt state their true value. The other side say they refuse a PODE due to the CETV being under 100K and refuse a fresh CETV because its in date.

I am not happy with the CETV and want a new one requested for the FDR which might be late august or september.

Am i within my rights to ask the judge for this/keep my foot down about this?

Thanks

OP posts:
Octavia64 · 26/07/2025 09:44

Not sure about your rights, but the teachers pension scheme which is my pension was taking about 18 months to reply to CETV requests when I got divorced a couple of years ago.

you might want to check what the delay is in CETV requests and consider whether you think it is worth it.

Plibble · 26/07/2025 09:52

I work in pensions (and not NHS pensions) rather than divorce but I am a bit bemused by the statement that a 2023 CETV is still “in date”. He is entitled to one free CETV quotation each year. After that he could request more but would have to pay.
CETVs are usually guaranteed for a period (months rather than years) because the factors used in calculating them change for example if gilt yields move. In the NHS pension scheme, some members’ benefits (I think those who joined the NHSPS between 2015 and 2022, but not sure!) have been improved this April because of the McCloud remedy, so I’d want to check if this is the case.

fortygin · 26/07/2025 11:53

I have just been through this. Due to the changes in pension schemes and many NHS employees requesting a CTEV just ‘to see’, your solicitor now needs to complete the request form and email it to the pension team. It can take many months and to expedite this is around £500 fee.

Evecob · 26/07/2025 15:55

Oh god... i didnt know there were changes recently. I dont have a solocitor at the moment, im a litigant in person. Im fed up to be honest.

My pension is only worth 20 odd K, and his i know is worth so much more... i want to use it to offset equity. Its such a pain...

Thanks for the replies so far

OP posts:
StopRainingNow · 26/07/2025 17:15

I'm pretty sure that my most recent NHS pension statement was up to 2023 too. Tbh the NHS pension service is not fit for purpose. They started adding the McCloud in October 2023 and still haven't finished it.so the CETV is probably incorrect. I would be asking for a PODE anyway using the McCloud judgement as the basis for it being required. It is hugely significant as it is the difference of 7 years in a final salary scheme as opposed to a career average scheme.

If you want to write an application to the court and post it in legal I'm sure people can help you.

There is some linuted info in this:

https://www.pumpcourtchambers.com/wp-content/uploads/2021/05/McCloud-and-Public-Sector-Pensions-Jack-Rundall.pdf

vivainsomnia · 27/07/2025 14:33

They now by default calculate it on the basis of people taking their pensions based on the 95 scheme up to March 2022.

On that basis, one more year is not going to make a huge difference at all as that year will fall under the 2015 scheme and therefore calculated as an average. I also believe they haven't yet issued statements for 24/25 or if they have, it's only very recent.

LemonTT · 27/07/2025 16:59

Do you have a valuation up to April 23 ? If so, what was the value till then. It is implied in your post that it was worth less then 100k. He will have added to the value but not significantly.

The NHS is currently going through a major reorganisation that is expected to result in lots of redundancies and therefore lots of people taking retirement.

Putting your foot down will probably cost you time and money. You need to decide if it is worth it in the overall context of your divorce. Is there anything you can ask for in return for conceding on this point ?

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