Self employment and pay out

[Darciehen]

Hi, could someone advise if this is a potential issue.
I am currently negotiating a settlement with my ex. I am self employed and currently according to all sources wouldn't be able to get a new mortgage due to having less than 3years worth of tax returns. My business is established and profitable so I have no worries there.
Should that impact the pay out? He is adamant that he doesn't want to give me the money as I wouldn't be able to buy elsewhere anyway, therefore I should wait.
I want to get this settled sooner rather than later and if necessary put the money into the savings account to buy a new property in the future. Does that sound reasonable?
We have two young children and have been together for 14years.

It’s none of his business what you plan to do with the payout. You’re not required to use it on a new mortgage and why should you wait so he gets interest on your money ? Cf

You can get a mortgage with one years accounts- so tell him there is no reason to delay. Not that it’s any of his business what you do with the money anyway.