We've been married 12 years, no children between us, but he helped raise my daughter as his stepchild. Now away at Uni. He has no children of his own.
I haven't worked for five years. Genetic health issue (stress makes it worse) + Mental health issues. I'm trying to find a job, with no success, and the last time I worked, at the end of the working day I was so exhausted I'd fall into bed for a few hours after getting home.
He's a higher earner. We both were at about £30k when we married, but I encouraged him to get qualifications etc., switch jobs, etc. and now he's on £90K. I'm on zero. I haven't claimed any benefits either. We bought a house seven years ago. Including deposit we've paid in £120k. The house has gone up in value about £30k.
He is abusive. Not violent.
I've recently been diagnosed as autistic ('high functioning'). On the one hand, the thought of leaving the house and moving somewhere new fills me with dread.
On the other hand, the thought of staying in this house full of bad memories depresses me.
His work gives us private healthcare which has been invaluable given my physical health conditions. The thought of going back to the NHS, 18 month waiting lists etc. makes my chest feel tight.
I don't have the confidence to leave, but the longer I stay, the more of myself is chipped away every day.
I wouldn't be able to get a mortgage the way things are right now.
My options are:
(1) Stay and be miserable, but with healthcare and in a familiar house.
(2a) Try and find a job. Let's say I get a £25,000 (minimum wage, full time)
(2b) Try to update qualifications (my degree was Law, but I'm willing to change), then find a job.
(3a) Sell the house, get £70,000 towards a mortgage on a small property (south east), pay mortgage
(3b) Continue to be unable to get a job. Rent a room/studio for 3/4 years which will use up the deposit money, then go on benefits to rent a room/studio. Insecurity of landlord selling out from under me.
Is there anything I haven't thought of?
Does anyone have any suggestions?
Has anyone been in a similar position and is now in a better place?