Ok, so brief pre story - separated 5 years, divorce papers signed at initial stages and agreed an amount for finances to be sorted, ex has since said he can’t raise the finances to pay me, refused re mortgage etc. I think he could if he tried a little harder and that he is trying to delay paying me for whatever reason. I have spoken with a solicitor, it’s going to take every spare penny I have to afford a solicitor so if I can sort without I would. Should I send a message to the ex warning him, in the nicest possible way, that this is my intention, to give him one last chance at finding the money before the letter lands and I end up spending a fortune??? A little advice help please