Unsure what to do

[Iknowwhatyouaregoingtosay]

Not sure what I want from this post, just some advice maybe ?
I want to divorce my H. We separated a while ago and I have contacted a lawyer. The thing is, he doesn't work and will get legal aid, whereas I will have to pay and it's looking like 350 pounds an hour - with 700 upfront.
Also, he has nothing, no assets, no savings, no pension. I have all of the above. So in short, I have everything to lose and he has everything to gain. I'm unsure what I'm supposed to do? Go into debt to be divorced?
Not that it matters but there is no way I could talk to him. Had to block him a while ago and apparently he is going to "take me for everything". We have one son, and I know everyone says it, but he is most definitely a text book narcissist. I just don't want to be married any more.

You can try to be a litigant in person and use actual lawyers sparingly. The best way to do that is to attempt mediation and if you are lucky he will accept a reasonable offer to settle. If not you go to court and a judge will probably uphold a reasonable offer.

And unfortunately you are married so all those assets are jointly owned, the house, savings and pension. This is something you have to make peace with because it is going to be the basis of any settlement. He can’t take you for everything but he will be entitled to a fair share of those assets. Probably somewhere in the region of 50%.

Going through a divorce myself having separated 3 years ago and my solicitor has said any savings I have made and pension contributions made since separation are likely to be pulled into the pot for division if the funds are required to meet both parties needs. In your case, you may not like the fact your assets are joint assets and he has none to add to the pot, but delaying a divorce will likely mean, since he has nothing, you will be sharing post separation assets as well and the longer the delay in divorcing, the more assets you will likely need to share. It is probably better to take the hit now and after, any savings or pension contributions you make will remain yours.