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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

STBEXH says no solicitor and no Form E

45 replies

planAplanB · 20/06/2024 07:08

This suggests he's either being very stupid or devious, doesn't it?

He also says that his income is of no relevance to how we split the assets.

He earns x3 more than me.

Could someone please advise? There are kids involved, imbalance of income, mortgage, pensions and company shares to untangle yet he thinks we are going to simply split everything 50:50 including time with the children... without a solicitor.

OP posts:
millymollymoomoo · 20/06/2024 11:19

@TheCultureHusks its this that drives people to hugely costly legal fees and irreparable relations which ultimately impact the children the most

a lower earner who has taken a back seat often does not walk away with more than 50% if there are assets sufficient to do so. And as said income differential is not always a material factor

not saying op shouldn’t take legal advice and arm herself with information-she should -but this nonsense on here that all divorcing couples are out to shaft the other is often not the case.

planAplanB · 20/06/2024 12:03

Bettyscakes · 20/06/2024 08:40

Why is 50:50 not ok though if you are sharing the children 50:50? He needs to house them too?

Im in Scotland though so here it is 50:50 normally so thats what happened to me despite salary imbalance plus I was having the kids 12/14 nights.

Because I don't earn enough to get a house with just 50% of our assets.

OP posts:
planAplanB · 20/06/2024 12:03

Bettyscakes · 20/06/2024 09:48

Makes no difference in Scotland though!

Politely, I'm not interested in Scotland as I'm in England

OP posts:
planAplanB · 20/06/2024 12:05

millymollymoomoo · 20/06/2024 10:01

Salary is relative
if op earns £20k and ex earns £60k that won’t be considered high to warrant much higher split. If op earns 50 and ex 150 it might impact a bit

if there are enough assets to provide fir needs on 50:50 that is likely to be awarded. If reasonable needs can’t be met then courts might consider deviating split %

needs doesn’t mean buying houses - can be renting too. If children are shared 50:50 housing needs are identical

This is actually our salaries. I don't earn enough to rent and I don't want to rent after spending 20 years working my way up the property ladder.

OP posts:
millymollymoomoo · 20/06/2024 16:02

You might not want to but that might be an outcome - if you don’t earn enough to buy with share of equity plus mortgage plus any benefits etc then renting will possibly be considered suitable.

of course it depends on what value of assets there are but if salaries are 20k /60k its not going to be overly important imo and a court won’t see home ownership as a requirement

as others have said, look at mediation and do read up on things to arm
yourself with information.

questionningmyself · 20/06/2024 17:16

Unfortunately not earning enough is not really his problem though - neither can my ex - but not my fault he never maximised his earnings or had any of career ambitions to earn more. This is the risk you take as a low paying perhaps low skilled worker if you end up becoming financially dependent on someone else to fund a certain level of lifestyle

fernsandlilies · 20/06/2024 17:26

Higher salary doesn't necessarily mean spousal support - in fact that is relatively uncommon - but it means the higher earner can build up and replace assets much more quickly, whether by getting a bigger mortgage or by making higher pension contributions. The court is obliged to look at the earning capacity of each party. If both parties 'need' a 3 bedroom property because the children will be staying with them both, and if there's enough money to look at both parties owning a home, then the court could very likely say that higher earner= lower deposit + higher mortgage, to get to the same housing budget for both parties.
So income after separation is totally relevant.

planAplanB · 20/06/2024 21:00

questionningmyself · 20/06/2024 17:16

Unfortunately not earning enough is not really his problem though - neither can my ex - but not my fault he never maximised his earnings or had any of career ambitions to earn more. This is the risk you take as a low paying perhaps low skilled worker if you end up becoming financially dependent on someone else to fund a certain level of lifestyle

I'm the opposite though: it absolutely IS his fault that I'm on a low salary despite being highly trained due to childcare and lack of it.

OP posts:
LemonTT · 20/06/2024 22:02

If you want and need a lawyer get a lawyer. He can make his own decision. Its not helpful if he doesn’t but nought you can do about it.

He will eventually be compelled to complete a form E. He is just making it more difficult and expensive.

RobinEllacotStrike · 21/06/2024 01:03

He's your STBXH.

Great news OP, he no longer gets to make decisions for you. You can do whatever you want.

I do think it's very clear, that the very last person you should be getting divorce advice from is your STBXH.

Sounds like you do need a divorce lawyer.

questionningmyself · 21/06/2024 07:29

@planAplanB

Having children doesn't mean you have to stop work and take a hit on your career. Our childcare bill was more than my ex husband earned he could have been a STAHP - I said no - took 10 year loans out to cover the childcare until we got 30 hours - Unless you live in the middle of nowhere where there is always some kind of childcare available you sometimes have to make long term sometimes hard decisions. Giving up work to cover childcare is just one option

planAplanB · 21/06/2024 10:06

questionningmyself · 21/06/2024 07:29

@planAplanB

Having children doesn't mean you have to stop work and take a hit on your career. Our childcare bill was more than my ex husband earned he could have been a STAHP - I said no - took 10 year loans out to cover the childcare until we got 30 hours - Unless you live in the middle of nowhere where there is always some kind of childcare available you sometimes have to make long term sometimes hard decisions. Giving up work to cover childcare is just one option

Wow. You literally know nothing about me. There is no suitable childcare available for my children so I have to take them to school in the morning and therefore cannot hold down a teaching job where I have to be at work for 8:15.

OP posts:
planAplanB · 21/06/2024 10:07

RobinEllacotStrike · 21/06/2024 01:03

He's your STBXH.

Great news OP, he no longer gets to make decisions for you. You can do whatever you want.

I do think it's very clear, that the very last person you should be getting divorce advice from is your STBXH.

Sounds like you do need a divorce lawyer.

I definitely need to reframe my thoughts. We've been making decisions together or he's been making them for 20years so yes, I do get to make my own decisions now I guess.

OP posts:
BirthdayRainbow · 21/06/2024 14:44

It Is so empowering when you realise you have agency. The STBEH didn't want us to go down the legal route as he said it would be £2k each. It's actually about ten times that, collectively. I didn't trust him so did what was best for me. It has cost me £10k but I'd have lost a lot more without my solicitor. Ex just gave in. Useless twat.

mathanxiety · 21/06/2024 15:54

He knows he won't get away with fleecing you if you get a solicitor.

Get a solicitor.

mathanxiety · 21/06/2024 15:55

planAplanB · 20/06/2024 12:05

This is actually our salaries. I don't earn enough to rent and I don't want to rent after spending 20 years working my way up the property ladder.

You need a good solicitor.

Did you take maternity leave?
Did it impact your career progression?

RedHelenB · 21/06/2024 16:12

50/50 is probably the most likely if he's having the kids half the time tine too but thats not set in stone, but it's worth seeing a solicitor to get their advice.

Redlarge · 21/06/2024 16:24

Superstoria · 20/06/2024 08:47

Tell him you have taken legal advice and have been told that if he refuses to co-operate you’ll just both end up having to go to court, where the Judge WILL order full financial disclosure, it’s standard. And he could be held in contempt of court if he doesn’t comply.

He can dick around but you’ll both just waste the next five years of your life fighting before eventually coming to the same outcome, meanwhile spending tens of thousands that could have been in your pockets or saved for the kids, and the only people who then win are the solicitors. 💰

This is exactly what happened to me. £20k down to get the order. Got it a year ago. Took it back to court twice to be resolved. Ive still not got my money. Meant to be coming next month.
He wouldn't provide evidence or return forms deliberately msg me that I will run out of money before he does. I did. Then I represented myself. Abusers love court processes legal abuse is vile and all the systems In place facilitate further abuse and do nothing to help you.
You're in for a bumpy and expensive ride il afraid.these men are repulsive.

warrior2018 · 02/07/2024 22:16

planAplanB · 20/06/2024 07:08

This suggests he's either being very stupid or devious, doesn't it?

He also says that his income is of no relevance to how we split the assets.

He earns x3 more than me.

Could someone please advise? There are kids involved, imbalance of income, mortgage, pensions and company shares to untangle yet he thinks we are going to simply split everything 50:50 including time with the children... without a solicitor.

The fact he doesn’t want to disclose finances screams red flag to me. Possibly he’s hiding some finances from you. How do you know things are split equally if you don’t what number you’re halving?! If he’s refusing to do form E then inform him this is something you’re insisting on to protect you both and if he refuses you can instruct a solicitor to write a formal letter. If he continues to refuse the courts can order him to complete the forms. Then you’ll know exactly where you stand financially. Income is absolutely taken into account, particularly if you have kids.

TheWestfoldFell · 04/07/2024 07:30

planAplanB · 20/06/2024 07:08

This suggests he's either being very stupid or devious, doesn't it?

He also says that his income is of no relevance to how we split the assets.

He earns x3 more than me.

Could someone please advise? There are kids involved, imbalance of income, mortgage, pensions and company shares to untangle yet he thinks we are going to simply split everything 50:50 including time with the children... without a solicitor.

I've just been through this.
EXH didn't want a solicitor, and I wasn't allowed to touch his pensions or his business.
Turns out he had hidden a lot of money and his pension was over double what he told me it was.

Get a solicitor

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