Over the Universal Credit savings threshold before buying the family home.

[TheLurpackYears]

I put in a claim after exh left and have finally unblocked my payment after much paper work, 2 trips to the job centre with and a letter from my solicitor.
UC say I am entitled to a payment for May but not April as for the first 3 weeks I had c20k in my savings account which was then used to pay the shortfall in remortgaging the family home in my sole name.
I understood that due to the circumstances this capital should be disallowed. Is this the rule? The money is from joint savings that were shared in the financial settlement not from the sale of the family home. How would I word my argument?
Thanks, I am absolutely exhausted from the ongoing shite of divorcing this man and am so ready for better times.

It depends a bit where the £20k came from. Here's the official guidance on this:

H2119 Where a person has received an amount within the past 6 months which is to be used to purchase
premises that the person intend to occupy as their home, that amount can be disregarded from the
calculation of that person’s capital where it

1. is attributable to the proceeds of the sale of premises formerly occupied as their home or
2. has been deposited with a housing association (see H2045) or
3. is a grant made to the person for the sole purpose of purchasing a home

So there's a six month disregard if you received the money from a house sale (I think not the case here?) or if it was granted to you for the sole purpose of buying a home.

It sounds like you maybe don't fall into any of the categories, in which case the capital would not be disregarded and you would not have entitlement to universal credit for minthanin which you had that £20k in your account

Thank you! No, it sounds like I don't quite fit the criteria, the extra £900 would have been incredibly useful at this point but at least I didn't have to wait until the balance was zero to apply.