Pension report and financial settlement

[SeekingHelp101]

Hi, I have just received the pension expert report which we requested as part of the financial remedy proceedings in divorce. It’s very comprehensive and I think I understand what it is recommending but don’t understand all the terms and whether offsetting/pso is best for me, and the amounts I should be trying to negotiate. Also have the opportunity to ask questions. Is a lawyer or a financial planner the best person to seek advice on these issues? Thanks !

Thank you all for your comments. Whilst I’m only after a fair separation of assets it is good to know that the approach the court is likely to take given the fact thst there is a dc, it was a short to medium length marriage and any imbalances of earning etc. Just waiting for all the other financial info to be updated prior to FDR and can then start negotiating…and finally move on with my life !

are your imbalances in earning as a direct consequence of being a mum? Or do you simply do a job ( pre marriage) that earns less?

of course you should get your fair share of assets from the marriage but it sounds like he had built up his career and assets before that so I never understand why people feel it fair to take something they did not actually assist in acquiring!

he will have a very strong case to not give 50:50 on all his pension quite rightly especially if you have years to build yours up

what other assets are there? Equity?

That’s not the way the law sees it and from my perspective while the outcomes are not necessarily fair, particularly for women it’s fairer than trying to work out what each person brought to the marriage .

@SeekingHelp101 it would be unwise to focus on deflections from posters who disagree with the law as it stands in England and Wales or to answer questions that take you down that kind of rabbit hole.

Focus as you are on getting full and frank disclosure.

Getting an actuary report was a good use of your resources.

Look at the Section 25 factors and get some good advice offline from experts.

I understand the law may not exclude it.

Howe er it’s also not helpful to tell op she’ll get 59% of assets inc pension as the law doesn’t say that either

yre she’s got a dependent child but also not a long marriage and op hasn’t sacrificed a long career break to enable his assets. He absolutely will have a case built to deviate from 50:50 and op will build a case to try to argue for that.

a judge can order anywhere and many cases do not end up 50:50

love how on here it’s always take what you’re entitled to ( even when not contributed or disadvantaged) until it’s the woman with the assets then it’s how dare he claim any of it? You earned it blah blah

Courts apply the law. The OP is best served by posters who help her see what that involves.

How one feels about the law and whether it is fair or not is irrelevant information.

Emotional regulation prior to posting would be helpful to the OP. She is going through a divorce and needs straightforward and correct guidance and signposting.

Thanks all. I’m not saying that I’m entitled to 50/50, I don’t know until I get the advice. It is good to know that the courts will not regard the amount ex h is trying to ring fence as an absolute amount I am due. I don’t understand numbers and how to interpret it, so thanks for all the advice . I won’t be divulging too much dets about my circumstances on here as don’t know who is reading.