What's what?

[Newnamedisguise]

So me and long term partner have split. He leaves behind the house which we co own on a mortgage, his new born baby, myself. He's pushing for a sale of the house. I don't want to sell yet as I'm trying to figure our a way of keeping te house myself without him on the mortgage. These things take time. He's constantly texting about it. Most of the bills are now in my name, just the water left to change. I don't expect him to pay when he isn't living there. Legally all he has to pay is half the mortgage as we aren't married. He hasn't yet payed a penny towards the baby and is quite happy to throw us out of a home in winter with nowhere to go.

He doesn’t actually have to pay half the mortgage as it’s held joint and severally

have you looked at cms and put a claim in?

dont feel rushed into things. Just yell
h you’ll get back to him

Remember you have decades of being parents ahead of you. You can make that difficult for not just you but a,so your child. Or you can make it easy by being reasonable with each other.

The best outcome for your child is that you can both secure homes and if releasing his share of equity does that and allows you to have home then just do it.

If you stonewall him he is likely to retaliate and you will end up in a vicious cycle. If you need time then tell him why and give him a timeline. Have you booked mediation or looked into it?

I can't win either way. As soon as he doesn't get an answer he likes he find a way to punish me in a way. He tells me what time I've been in and out and where I've been. Even when the cameras are off. Just discovered a tracker on my phone which was activated in October just before I had the baby. So any chance of being decent is gone. The police are coming to check the house for a bug. He's the one who had an affair when I was 4 months pregnant after pushing for 11 years. And now he's shacked up with her in her mams house as her husband is filing for divorce.

In that case, you should really move quickly to end the financial link. Having him co own your home for any longer than you need to is going to prolong and give him new opportunities to abuse you.

What are your plans for the house? Are you able to buy him out or will you have to sell?

So he's asked today,twicw, and I've told him I have a lot going on at the minute. And I've just got a barrage of abuse in 2 texts. Saying he's going to stop paying the mortage and anything else so that we both get blacklisted. I have 1 week to decide what I'm doing apparently. Then he's calling my mam and saying I'm not allowed lodgers, she says overnight for a but if support with our 11 week old baby. I've been on the lender and they won't let me pay unless he rings to say its OK for them to take money from me. I'm going tk call them again tomorrow and keep them up to date. I can afford the mortgage.

It's fair enough saying you can afford the mortgage payments, but that's not enough to buy him out. You need to be able to borrow enough to buy him out of the equity, as well as earn enough to qualify for the full remainder of the mortgage in your name. I'm guessing you're on mat leave, so I'm sorry but that's looking unlikely.

Your best option is to sell, or for him to buy YOU out.

Sell the house. It will be a very difficult time for you managing a sale and a new baby, but you must sever your ties to this man ASAP. He will continue to make your life a misery until you do so.

I can cope with him trying to make me miserable. I have no where to go and the amount I would get wouldn't get a new property. And there is no where to rent. Unless I move miles away from my work and support network. All of the bills are now in my name. I've spoke to the mortgage company and they're happy for me to pay but he won't ring and authorise my account to he used. He said he won't let me pay the mortage and he won't pay a penny for his child until he gets what he wants. Currently waiting for a solicitor to call with advice.

Honestly op. You are not married so he can force a sale . That is not a quick process so it will give you time for to look around for an alternative: not sure there is much to be gained if neither of ye can afford to buy the other out by stalling. Sorry I know it's not what you want to hear .