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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

Help, can't afford a solicitor

27 replies

GullTQY · 27/09/2023 22:20

Just after some advice. Currently going through a divorce. I can't afford a solicitor and am feeling rather overwhelmed by everything currently. Has anyone been through a similar situation.

The main points of it are..

He is proposing to pay the majority of the mortgage a month. (Interest only mortgage) £700 and I pay £350. In agreement that I do not ask for child maintenance. He currently gives me £60 a month for 2 children who live with me in the house. He earns 23K a year. I earn 11K a year, topped up with tax credits comes to about 19K.

Is this fair? I was of the understanding that he earns more than me, so should be paying more of the mortgage? Or is this not the case? And would a court view it differently? He doesn't want to sell the house until the children are 18, which I'm grateful for.

He lives with his mum in her house, and as far as I know pays very little if any rent, or bills. He goes on 2-3 holidays abroad a year coating 2-3K at a time, while I struggle to pay for a caravan holiday for a few hundred pounds. He spends his money like it's growing on a tree in the garden while I'm close to being in my overdraft every month.

I know I'm lucky he's agreed not to try and force a sale of the house, but are his solicitors proposals really fair? Should I really accept no maintenance payments EVER because he's paying more on the mortgage?

I'm so overwhelmed by it all right now

Please be kind, I'm fragile

OP posts:
LemonTT · 28/09/2023 16:59

There is no way we can assess whether the children’s quality of life would be better if they sold the house and used the capital to live off. What is undeniable is that when it is sold the benefit will be for the two adults. Further that the exes parents are the ones who enable it to happen by housing their son.

But the bottom line is that the OP isn’t going to get a better deal in court. She would almost certainly be worse off or she would have to sell the house. Six years was enough time for her to take over the mortgage payments or accept the need to sell.

millymollymoomoo · 28/09/2023 17:07

op hasn’t yet said how they intend to actually pay the capital off. So it’s possible neither will get much if any in years time when house is sold

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