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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

Can’t afford mortgage on separation.

29 replies

Extraplums · 16/05/2023 14:42

I am getting divorced and have 2 primary aged children and a baby under 1. The house is in my husbands name but I have a matrimonial rights notice on it.

I am not currently working - my husband had agreed to give up the house for the stability of the kids and rent however how would it work in the settlement if I can’t afford the mortgage? He would be willing to pay the mortgage until further date, while renting himself. Can this sort of arrangement be formalised on divorce?

OP posts:
Extraplums · 17/05/2023 12:00

It’s not about my attitude @BetterFuture1985 there’s been substantial loss to me financially due to activities. It’s not about anger, I could litigate separately for a substantial amount. But he is my children’s father, not in their interest to drag their father to court so this is the alternative, he’s left me in a precarious position so this is why I am looking for some formal arrangement even if it’s less than I am technically owed and only lasts a few years. There’s no duress, I have been working in his favour at a loss to me and my/my children’s financial future.

I just wanted to know what my options were here, the information about being able to justify the position is useful and may be a tack we can use. I will ask for this thread to be deleted, thank you again

OP posts:
Coolblur · 17/05/2023 12:14

Even if you were to agree a 17 year arrangement, what happens if things change? Say he loses his job, you are very successful at what you choose to work at and out earn him, one or both of you remarry or have more children - what then?
As you've seen with the unfortunate breakdown of your marriage, long term commitments don't always work out as planned.

Obviously take legal advice. Have a 'dream' outcome in mind, a worst case scenario, and a realistic aim. Then negotiate.

BetterFuture1985 · 17/05/2023 21:41

Extraplums · 17/05/2023 12:00

It’s not about my attitude @BetterFuture1985 there’s been substantial loss to me financially due to activities. It’s not about anger, I could litigate separately for a substantial amount. But he is my children’s father, not in their interest to drag their father to court so this is the alternative, he’s left me in a precarious position so this is why I am looking for some formal arrangement even if it’s less than I am technically owed and only lasts a few years. There’s no duress, I have been working in his favour at a loss to me and my/my children’s financial future.

I just wanted to know what my options were here, the information about being able to justify the position is useful and may be a tack we can use. I will ask for this thread to be deleted, thank you again

With all due respect, he hasn't left you in a precarious position. You did that as a couple through joint decisions. Joint decisions that no longer work now two homes are required rather than one. Also, divorce is about fairness, not being "owed."

I'm also not sure why you feel the need to have this thread deleted?

Something is making me quite unsettled about your attitude I'm afraid.

Extraplums · 17/05/2023 22:15

It wasn’t a joint decision that’s the point @BetterFuture1985 . Would I be in a position where I could sue my husband if it was joint decision that led to him owing me substantial amounts of money. Like I said this works in his favour. I asked to have it deleted as it clearly infers private issues I wouldn’t want linked back to me irl

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