Last year I discovered My husband of a 16 years cheated on me. I told him I want to separate and we have spent the last year going through the motions. We are both still living in the family home along with our 2 kids (11 and 14). We tried mediation which we found useless. We saw a financial advisor who really helped us. We have agreed a 60/40 split of all equity in my favour. The majority of this will come from the house, he would rather keep his pension which suits me as I’ll have a smaller mortgage going forward. We are still on fairly good terms. The house is on the market and today we’ve received an offer. My question is can we move forward and physically split the finances without having a financial order in place? We haven’t actually applied for divorce yet as I was just thinking we could do this one step at a time and sort the divorce out once we’ve moved out.