Insurance for tied pension

[gogohmm]

Exh has a public sector final salary pension. I can't get anything close if I take money out of the scheme (I'm pretty good with numbers so have run scenarios to calculate returns at different investment rates) so we think it's best to leave me tied to it which the scheme allows and they will send me money monthly. Crucially we are on good term and he is making me his beneficiary for death in service BUT I want to be doubly sure, 18 years is a long time so I was advised to buy insurance in case he dies before 67 and has changed the designation for death in service etc. anyone done this? Any suggestions my solicitor friend had no idea

If you can put a cash value on what you would need to produce the equivalent pension that scheme would give you, then you could take out life assurance on him for that sum, with you as beneficiary. If it’s a large amount, possibly best written in trust so does not form part of your estate for IHT purposes.
Otherwise a specialist insurance broker, to see if a policy that would pay you equivalent of pension benefits exists?