Pension report? Cost versus benefit for a final salary pension.

[Thomasinatallis]

My solicitor is advising that I should get a pension report. Stbx has 4 pension pots, totalling c. £200,000. I have one, c£30,000.

All pensions are defined contribution, except for £25,000 in a defined benefit (final salary) pension of stbxh’s from over 20 years ago (he’s long since left the company).

Could that relatively small defined benefit pot really be worth waiting up to 4+ months and paying £2,500?

I understand that it may pay off in the longer term but, in the here and now I am paying out thousands in solicitors fees, looking at tens of thousands in moving costs and the thought of spending any more time than strictly necessary living in the same house as stbx is simply appalling :(

I had one and it cost 1500 each (3K) but was worth every penny. I got more of the house plus some of his pension as his were much larger. I understand how hard it is paying it is gruelling.

We are doing a tying order (think it's called) instead - basically he's paying me 20% of the pension after tax when it's drawn rather than splitting it. They wanted so much to value it and then split it, thousands and I won't get as favourable terms in a private pension