There isn't a lot of equity in the house (around £40k) and we've just taken out a new mortgage deal so the repayment charges are around £9000!
Because of this, and for stability for DS I think it would be best if I stayed in the family home with him (I'd have him most of the time, DH would have him weekends likely) and we sold the house at a later date.
Has anyone had experience of this?
I work part time but I can afford the outgoings alone providing I'd get UC and maintenance. It would likely be fairly tight though. I could also increase my hours at work too (although having checked this, it would wipe out any UC I'd get!)
DH is a higher earner than me so could afford to rent somewhere although he often says he'd struggle to afford anywhere (not sure if this is true or whether he's just trying to make me feel bad as separating isn't what he wants).
I'm just trying to see what options I have because I feel stuck at the moment and it's such a horrible feeling 😔
Or would it be better if we sold, took the hit with the fees and both went on to rent somewhere?
I know I could speak to a solicitor about this but just seeing if anyone has any experience/guidance. Solicitors aren't cheap!