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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

Divorce help where to start?

3 replies

PinkRose555 · 25/01/2021 13:43

I posted this on another thread but think this is the right one...
Don’t hate at me please I need serious advice. So basically broke up with my husband of 14 years I won’t go into detail here as there’s no need. I need some serious advice regarding what to do financially. He earns a basic of 65k and after commission it’s more like 100k but this year it’s been more like 65 due to corona. We have four kids two under 5. We own our home mortgaged but with 100k in it. I haven’t worked in ten years. Wtf do I do?
Do I get 50% of the money we have in the property or more?
Can I stay in the house and if so will I have to work and take over mortgage?
Can I claim benefits until the younger kids are at school and I can go back work?
Would he pay me child maintenance? I have so many questions and no answers 😔 I don’t know if I want to stay in the house and might want a new start etc

OP posts:
Torriffik · 26/01/2021 08:47

🙁 I'm in a similar situation. I have fallen out of love with my husband and been unhappy for over a year. Hes staying with his parents and we have a 3yr old. We talked last night and I feel sick, because I know its over. But he earns the money, I literally have never dealt with money. I have a part time job. We own a house together, I don't even know where to start 🙁

PicaK · 26/01/2021 10:33

Start by separating. This basically means
means that you start to operate as 2 financially/physically separate entities - it's not a complicated thing you have to apply for etc right now.
Own bank account if you haven't got one. Child benefit going into that.
1)Ring and claim CB right now before he can. Today
2)Apply for universal credit online. Today. If you're unsure about how to fill in ring CAB for advice but it's fairly simple. (You will get payment - without expectation to work if child under 3. You'll get money towards child care etc
3) Do the Cms calculator based on his min wage. And him having kids one to two nights (ie 24 hour periods) a week. Present him with results and request payment. Any crap and apply for CMS
4) Stop doing anything that makes you a couple - his washing, cooking, shopping etc. Clear cupboards out, sort out fridge shelves etc.
5) inform kids schools (if you have older ones) that you are separating. Not in a weepy, woe is me way but in a concerned parent, wanted to let you know, would appreciate your input, fully up for any support you might suggest, put my kids first way.

  1. When you've got your income coming in then make suggestions about how bills are split.
  2. Then start divorce ball rolling
NewYearHere20 · 26/01/2021 12:01

Firstly I'd advise take a deep deep breath and be kind to yourself. Whatever the circumstances your life has temporarily come off the rails and it's normal to be over whelmed with worries about what happens next.
Start by gathering details of all your assets between you. Include pensions, savings and any debts including your mortgage. List any physical assets like cars, antiques or valuable possessions.
Try to think about what situation you want to end up in, childcare arrangements, where you want to live long term. You haven't worked for 10 years. Getting a job may be tricky at the moment due to corona but it's probably worth having a look around to see what work you may be able to do depending on your skills and the ages of your children. If they go to their Dad part of the time - could you pick up some work while they are with him? Is it realistic that you could stay in your marital home - can you afford the mortgage - or divide assets so that you can buy your ex out of his share. Once you have a rough idea where you stand - have an initial 30 mins free consultation with a solicitor. Try a couple of different ones and you will get a feel for who you get on with.

Above all - do one thing at a time - this will take time and you don't have to have all the answers all at once. Good Luck Flowers

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