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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

Original poster

Divorcing a police officer - Pensions and other mind games

36 replies

nothx1 · 10/01/2021 19:22

I am getting so many mixed messages from different perspectives of what I should be asking for financially that I wondered if anyone had recent experience of divorcing police.
I am awaiting an actuary report which is due any day.
However I have had some people telling me I will only be entitled to a share of the pension for the duration we were married ( 15 years). Others have told me that I wont get anything from the pension.

My solicitor is non commital at present and to be honest It is costing me money every time i contact him.

So I am looking for anyone's recent experience of divorcing where a police pension was involved. I am mostly interested in what 'split' percentage wise you achieved. Just so I know kind of what to expect.

Thanks in advance

OP posts:
NosyJosie · 04/11/2022 17:29

best 1k I ever spent tbf and the court ordered it and he had to pay half. He also had to pay half the fee for the pension sharing admin.

sounds like you are divorcing my ex husband 🙄

AutumnColours9 · 04/11/2022 18:08

The Actuary report will (if requested to explore this) inform of the different ways to share assets fairly. For example they may say how much of pension can be offset in equity for the house. If it is a long marriage (20 yrs) and it is the only pension then you could get all of the house equity (dep on house value) AND a percentage of his pension. There may be old scheme and new scheme pensions.

AgathaMystery · 04/11/2022 19:11

The court will order it, don’t worry.

beetlehope · 04/11/2022 20:33

NosyJosie · 04/11/2022 17:29

best 1k I ever spent tbf and the court ordered it and he had to pay half. He also had to pay half the fee for the pension sharing admin.

sounds like you are divorcing my ex husband 🙄

Haha maybe a clone ;) poor us !

beetlehope · 04/11/2022 20:36

AgathaMystery · 04/11/2022 19:11

The court will order it, don’t worry.

Trying to avoid as much court time and solicitors as possible I'm broke after child proceedings!
I know I'll owe him equity but I'm trying to lessen the blow as I've no idea where I'll find it :(
I wish I'd never married.

NosyJosie · 04/11/2022 21:14

Sounds painful. Make a strong case for him having a rider on the house then. So that you don’t have to sell up and move now but down the line you either do it when the kids come of age or when you sell the house he gets a percentage.

LittleTherapist · 06/02/2025 22:32

Thank you so much for this information, I’m currently going through this, court date rapidly approaching. It’s hell.
He is lying about where he lives, saying he’s of no fixed abode (even though he moved in with his girlfriend and they’ve had a baby, but I can’t prove he lives there). Considering police officers are supposed to be upstanding citizens they really do try to screw you over during divorce!!

Chirt · 06/02/2025 23:26

Personally I didn’t try to claim half of the pension as he was in that scheme 10 years before we met. By the time we divorced he had been in it 25 years so I worked on the basis of 1/2 of the 15 years since we met. It was reduced based on what I had in mine and I ended up with around 20% of it.

The house was split 50/50 and I kept my own pension.

I thought that was fair and he did so we have a relatively amicable relationship now.

i’m not sure I’d have been that comfortable going after more when I wasn’t with him at the time he accrued it.

superplumb · 08/02/2025 10:01

nothx1 · 10/01/2021 19:22

I am getting so many mixed messages from different perspectives of what I should be asking for financially that I wondered if anyone had recent experience of divorcing police.
I am awaiting an actuary report which is due any day.
However I have had some people telling me I will only be entitled to a share of the pension for the duration we were married ( 15 years). Others have told me that I wont get anything from the pension.

My solicitor is non commital at present and to be honest It is costing me money every time i contact him.

So I am looking for anyone's recent experience of divorcing where a police pension was involved. I am mostly interested in what 'split' percentage wise you achieved. Just so I know kind of what to expect.

Thanks in advance

I'm a cop and my husband cheated on me. He isn't a cop but I was told he's only entitled to what my pension is at the time if divorce which I'm thankful for because quite honestly the way he's treated me and the kids I want him to get nothing g.

ByQuaintAzureWasp · 08/02/2025 14:44

nothx1 · 10/01/2021 19:30

Thank you for replying.
There is £180k equity is sat with a solicitor, as I sold the home pretty much as soon as he left.

It was more the fact that people are telling me different information about the pension - as in I am not entitled to any of it, or I will only be able to claim for the pension amount for the time we were married.

From your answer you are saying that I would perhaps be entitled to start at 50% of the total pension pot irrespective of length of marriage

Make sure you ask solicitor for interest to be added on before they distribute the moneys

superplumb · 08/02/2025 17:38

I was told illy wx would be entitled to some of my pension as it is now...I asked this because if it was at the end of my career and i got promoted then he'd be entoteld to more. I'm so sick by what he has done to me I would not get promoted just so he got less so. I was told..its the value as it stands today not in say 10 years

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