I need help please. My relationship recently broke down due to domestic abuse and violence.
Me and my ex partner are both named on the mortgage. He has left the property and is currently living with his dad temporarily. I have stayed in the property with our two very young children.
He wants to eventually return to the property and take over the mortgage.
At the moment whenever I am applying for social housing and answering the pre set questions for eligibility I am getting refused any access to the register because of my name on the mortgage.
If I was to apply to have my name removed I’m guessing I could then apply to have my name put down for social housing but won’t I then be viewed as giving up my rights to the property etc?
I cannot afford to live in the property so my only option is to move. Universal credit won’t give me any support with the mortgage until I have claimed for at least 9 months and I have only recently applied for UC. I have currently frozen the mortgage for 3 months whilst I try to sort out alternative housing but I am getting nowhere and don’t know what to do! I’m finding it hard to speak to a real person to consider my circumstances because of Coronavirus and really don’t know what avenue to now explore. I doubt I would even be considered by a private landlord as my credit is now terrible (due to two back to back pregnancies and struggling money wise on maternity leave). Please any advicr is appreciated!