Can anyone give any advice please
Started a relationship in 2010 with a woman who moved into my property a few months into it with her 10 year old daughter
I had owned the property for 6 years previous to this
My partner was living with her parents at the time and had zero assets and brought nothing financially to the table
We married in 2012 and split a few years later
We reconciled a few times but finally called it a day last year for good
I can divorce on the grounds of adultery as i found out a few things since the split
She is currently with the person she cheated with and i have a new partner also.
The problem is she has put a legal charge on the house i owned prior to our relationship and the mortgage is solely in my name
I am currently living there with my new partner.
I have offered a divorce on any grounds she wishes,i was not innocent at some stage too so have offered adultery either way,tbh i dont care i just want this person out of my life for good
Financially i am far worse off than when we met
The property is in a worse state and has devalued too due to the housing market being stagnated in my area.
I am also stuck with about £3k of debt from a catalogue account that she ran up in my name without my knowledge
My solicitor has twice sent a divorce intention notices out and asked for a clean break financial agreement to be signed as the marriage produced no assets at all (only debt)
She has refused to sign
I can of course divorce for adultery but that does not get the charge removed from my house
My wife constantly says she will start proceedings but never does
Obviously she is after something financially but has done absolutely nothing to see a solicitor to request what £££s she does actually want
On the local grapevine i have heard she is getting married again but obviously cannot until she divorces me
I do not have an endless amount of money to fight her
I want to get things done on the house (windows damp new doors etc) but i am loathed to put money into an house that someone claims to own half of!!
What should my next step be???