Where do you begin?

[AccidentallyRunToWindsor]

Things have been bad with DH and I for about a year, cane to a head last summer and since then it's been eggshells really and him just becoming totally cold and shutting me out. I posted before about how things were and got some good advice.

I told him two weeks ago I can't live like this any longer, since then we have barely seen each other, if I'm out he's in and vice Versa

He hates our house, and I doubt he can afford to run it alone (I'm the higher earner and can do) but I also don't know he can afford anywhere else. I feel bad asking him to leave if he has no where to go. I have no where I can go.

We have no children but my 2 DSC come every weekend and I feel bad if I ask him to leave as this is their home too.

Where so I start here? I'm not sure what to do for the best

Do you own the house? If so, surely you will need to sell it so he can have his portion?

Yes we own it. No idea how that works though, I'm clueless on where to go to begin tbh

As in we have a mortgage, not owned outright

He doesn’t want to be married to you either, so this is his choice too. He may not be able to afford a house like yours on his own but he will be able to afford something even if it’s much smaller or in a worse area.

How long have you been married? If not long and no children who put what into the house? Can you buy him out?

How much is the house worth and what’s the mortgage? Any savings, pensions, debts? Theoretically the assets of the marriage should be split 50:50 but in a short no-kids marriage that could be changed to reflect what each of you put in.

Married 7 years, we had a tiny deposit and we went in 50:50 on everything when we bought.

I own my car but it's hardly worth anything really. One joint loan for £5k, I have a credit card, I have no idea what debts he may have as we have separate accounts and you can ask him any questions about money.

House is probably worth £210k. We bought for £146k 6 years ago

I have no savings to speak off (£500 or so) again no idea what he may have.

Both have company pensions, I have company shares. He sold all of his a few months back, not sure where the money for that went.

If you can afford to, I would offer to buy him out. A clean break.
Get 3 valuations on the house, average it and work out the equity and pay him half - legally remove him from deeds and see your mortgage people about having a sole mortgage.
I did this & it gave exH the ability to put down a hefty deposit on a new place which he could afford.
Before I did any of this....I spoke to a solicitor, which i would recommend as exH and I drew up a contract stating he would not make a claim of my pension etc