Looking for some advice for my SiL as her head is in the sand and she won't seek help.
Her stbex husband had an affair & left. He came back after 6 months but left permanently about 2 months later. He was violent towards her after he left and she got a restraining order against him.
The have three children aged 19, 15 & 10. Only the 19 year old wants to see him.
My SiL turned to drink and has since lost her job and as of yet has no job or benefits coming in. She has been offered a job that starts end of August.
They had a 100% self certified mortgage which has monthly repayments of £2.2k! I believe the amount owing is around £180k. The house is worth approx £500k. She has very poor credit rating from not keeping up with mortgage previously when her and stbex were together.
The stbex has now sent divorce papers citing separation for 2 years. She can't afford a solicitor or any court costs. I think a priority is sorting finances but she has no idea how to move forward or what to do next.
Sorry this is such a ramble but I just want to help her.