Private health care through his work - is it lost if we divorce?

[sunshineandshowers2]

'D' H has a very very good Bupa health care plan through his work. I don't have v good health and it makes a massive difference to my health and I access stuff that isn't available on the NHS.

My question is, would I lose the Bupa plan if we divorced? It's looking like it's going that way but if I lost the Bupa plan it could have a massive impact on my quality of life - has anyone divorced and been awarded the existing Bupa plan? I don't want to be awarded a "similar private health care plan" because if I leave the one we are in currently my MS will be discounted by the next health care plan people as an "pre existing condition"

Help!!

[TwitterQueen1]

IME this does not count as a joint asset.

You don't get 'awarded' the private health plan. It's something your DH opts into at a signficantly reduced rate and he will pay tax on it (usually). Your DH should stipulate who he wants on the plan - I have all my DCs on it though I could have just me. It's up to him.

[sunshineandshowers2]

Thanks Twitter

[Racecardriver]

You need to call up nipa and ask about continuing the plan but as two single plans rather than as a couple or alternatively you could offer to pay him to keep you on the plan if the employer is willing to accept a payment fir the extra cost for instance.

[sunshineandshowers2]

Thank you race car

[NorthernSpirit]

You don’t automatically get to keep or stay in your EH’s plan.

Health care is a benefit. Your EH has to state who is in the plan (they are usually for family members). When you get divorced you are no longer his spouse / a family member.

You will need to take out your own plan.