I suppose I could see a sol over this but wanted to pick MN brains.
I have more or less decided to end my marriage but there are no ground other than 'drifting apart'. Been married 30 years and 2 DCs now left home. I intend to move out and rent. I'm assuming this would be for 2 years before our house was sold or can I divorce sooner? I don't earn enough to support myself but do have a mot of savings and access to our joint account. We have no mortgage, no debts and there is enough money to fund a rental for me. But would I be expected to work more? How is money managed during a separation?
I am early 60s and do work but my income (I'm self employed) varies but is not enough to live on. DH is due to retire in 18 months or so though could continue if he'd like to.
My concern is how I'd support myself until he retires and if we were not divorced when he retired (how would I access his pension if we were only separated?)
I do have savings in my own name (my saved income) of 6 figures. I could live on that for some time. Is it best to do that and then be 'paid back' out of our joint assets once divorced, or should I use his income paid into our joint account for as long as he is working? Or would I be expected to find a job that paid more so I wasn't financially dependent on his income?