Been separated 8 weeks. We doesn't ever want me back.
I am 20weeks pregnant, 1 daughter who is 19months.
I earn 19k part time , he earns 55k full time.
He has said for me to stay here in the family home and we will just work out bills etc as we go. He is horrified at the thought of a mesher order being permanent til the kids are 18. According to him it should only last 5 years until I am able to work full time again then it's split 50/50. He's a pig- suggested I should have had an abortion and that me getting a bigger share of he house is disgraceful apparently.
We have about 60k-70k equity. 20k shares but they are owed to his family although this is only verbal agreement.
I went for a mortgage appointment yest and I would maybe just get 115k mortgage. A decent 3 bed in this area is 170-190k. He kind of agreed it might be an option for me to have all the equity and we have a clean break rather than mesher. I think I would prefer this.
I will be on maternity leave next year obviously but as a teacher get good mat pay and wouldn't struggle at all.
I think he just wants to wait to divorce as he thinks he will have more leverage for a more equal split if the kids are older. He even suggested it doesn't matter if we don't file until kids are 5 and at school !! (What planet is he on 😂)
My question is... Do I just file now and get it over with ?
Or do I wait and plod along if he's willing to be reasonable and I get a bit longer in this lovely house .
In my head I want to file asap but then I think what if I can't stay in this house or get majority of equity to buy separately? I don't want to be with a new baby and stressed living in a dump.
My solicitor was rubbish the other day. Said she couldn't comment on any situation until I started procedings and had all our assets in writing.
What would you do?
Thank you in advance. Very low at the moment and need some advice.