No dss

[MuyBien]

Hi all, I've seen a property that says no dss. As far as I know universal credit is paid directly to the claimant so would the landlord need to know that I am claiming?

My brother has agreed to be my guarantor if this helps my situation

Thanks

I'm a renter, the checks they make you complete are pretty thorough for income so I'd be surprise if you can get past that without the landlord knowing that some/all of yours is supplemented by universal credit.

As you have a guarantor though it may be worth speaking with the landlord/agent and asking if this changes your chances.

Best of luck.

Thank you very much!

Isn't it something to do with insurance?

This approach by agencies/landlords has been challenged in the courts and found to be unlawful as it disproportionately discriminates against women and single parents. So technically they can't do this.

Shelter have a guide abouthow to challenge agencies who state this. Probably won't help you secure the property you are currently after, but may help going forward

https://england.shelter.org.uk/housingadvice/privateerenting/howtoochallengedsss_discrimination

The add did mention it.

The insurance policy that I hold on the flat that I rent out states that the property must be let to “professionals”. I’m not easily able to change this policy as it’s a block policy with the other property. I’m not sure what happens if you are a professional but receive UC. I did let it out to someone who ended up on UC as they became unable to work. That didn’t end well, unfortunately.

Thanks

No, that's a myth and likely to be discriminatory, especially if someone is on disability benefits