I'm considering a new bike; I'm not sure I really want a step-through yet (I know there was a recent thread on this, which was useful), as I'm not sure I want the really upright position they usually have, but it is a possibility if needed. This is for every day cycling, not off-road or racing or anything like that. (But maybe cycles into the countryside on paved paths, etc)
I have a women's frame (lowered top bar) at the moment (not the really low step-through), and things on the back of the bike, which means not swinging my leg over the back. So I have to step over the bar, and I find it a bit hard. My balance is poor at the best of time. Getting on is OK, as I can lean the bike far enough over, but getting off is harder. I usually put one foot down and try to get it as far away from the bike as possible to give space to lean the bike a bit, and then raise my knee in front to get my heel high enough to get over. But somehow it's harder than getting on. I often catch my heel on the bar or cables or something. And it's really very inelegant in a skirt as I have to hitch it up a long way to do that, or can't lean the bike far enough as the skirt's not that wide.
Today I saw someone doing it by standing to start, like I do, but then bending her knee with her heel behind her, turning to the side a bit, and still stepping over the crossbar - and it make me wonder if that was more usual than the knee in front method. And I know some people stay standing on one pedal and then step the other leg over that way, missing the saddle and rear baskets/seats. Not sure if that would be difficult if the bike is loaded, though, nor how it would work in a skirt.
I'd mostly have trousers, so I would probably be fine with a women's frame, but sometimes I wear knee length skirt or dress, and would like to be able to do it in those too. I thought I was quite flexible, but maybe less so than I think! Or maybe I'm just doing it weirdly.
What do other people do when you can't swing over the back because of basket/seats, or clothing restrictions? Is a step-through the only way?