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Moving house on UC

4 replies

TirednessOnToast · Yesterday 06:08

I have a house (current mortgage 75k). I"d like move and pay off my mortgage. 2 Qus; 2. Does it matter what size house / number if bedrooms I buy? (no claim re property costs)
2: If funds left, (after paying moving fees and moving costs) If over 16k BUT spent on renovation of new property (heating, replacing windows, genuine work rather than fancy new kitchen etc) is this allowed if I submit receipts or would my claim be stopped?

OP posts:
Bromptotoo · Yesterday 08:02

UC are only concerned about the size expressed as number of bedrooms if you claim housing costs for rent - LHA or bedroom tax.

Schedule 10 of the UC Regulations covers situations where capital can be disregarded: https://www.legislation.gov.uk/uksi/2013/376/schedule/10

Para 15 covers cash put aside for repairs but seems concerned with grants and such like.

The Universal Credit Regulations 2013

These Regulations contain provisions in relation to universal credit under Part 1 of the Welfare Reform Act 2012 (c.5) (“the Act”). They also include provision for a benefit cap under section 96 of the Act.

https://www.legislation.gov.uk/uksi/2013/376/schedule/10

ThejoyofNC · Yesterday 08:06

Sounds like you want to have thousands of your own money in the bank and still claim UC so you can spend that on renovating?

If so, I would hope that isn't allowed but no doubt in this country it probably is.

Crimpit · Yesterday 18:54

TirednessOnToast · Yesterday 06:08

I have a house (current mortgage 75k). I"d like move and pay off my mortgage. 2 Qus; 2. Does it matter what size house / number if bedrooms I buy? (no claim re property costs)
2: If funds left, (after paying moving fees and moving costs) If over 16k BUT spent on renovation of new property (heating, replacing windows, genuine work rather than fancy new kitchen etc) is this allowed if I submit receipts or would my claim be stopped?

Ask CAB, but I am pretty sure spending money on replacing windows etc is not considered Deprivation of Capital if you are on UC. Keep the receipts.
The size of your new house does not matter, as you wont be claiming the Housing Element anyway.

RaininSummer · Yesterday 19:11

Keep receipts and perhaps the survey as proof that things needed renovating but replacing windows, roof, boiler etc would generally be fine but installing a swimming pool or a helipad would not.

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