Disposable income

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After youve paid -
Rent / mortgage
Food
Heating / water etc
Council tax
Petrol
Tv lic
Any student loan or car finance
Etc

How much disposable income roughly do you have left in your household per month?

Last wage packet £50.
However I am stuck on a zero hour contract, so it varies, eg a good month would be about £300 left and a really bad month I would be minus and I go without some of my grocery budget to compensate. On the good months I will save some of the £300. I have to be really strict with myself.

The sooner I get a new job the better. I keep telling myself especially on the lean months that a job is better than no job.

According to my spreadsheet £800..... its never ever that, but doesnt help it have a penaion come in mid way through the month so some of that gets used before end of month. It shouldnt be rocket science but my account doesnt agree.

Aroind £3.5k

I think it's more of a question of how much you have after paying for mortgage/rent, water and Council tax (assuming you're not living in a mansion). The rest varies so much, ie one household can live on £25pmpp for groceries and £80pm for gas/electric, another £100+pmpp for groceries and £250+ for gas/electric - obviously difficult if you're on all electric/special diet, but if you're paying above minimum sums above, that's your choice if you spend the extra and it comes out of your disposable income. I know someone who isn't interested in having a tv, that's her choice, giving her slightly more disposable income to spend. We would never have car finance, we stick with our car until we can afford another.

That is impressive how you know everything.

We have barely enough for rent, food and the rest. We push on and manage though as best we can.

If it helps we do have two incomes and our leftover is £300 and I thought that was pretty decent 😂

I’ve always been that way inclined. It gets reviewed quite often too.

About 3/3.5k

About £580 a month, after regular bills are paid.

£580 needs to cover clothes, shoes, holidays, socialising, any household replacements, emergencies, presents, and activities for ds.

This year I spent £3k or £250 a month on a holiday. We don't eat out at all.

I'm dreading this budget. 🙁

How do you get CB?

Probably around 2k but I have a bad shopping habit 🫣

Im in Ireland, it’s not means tested here. It’s 140 per child per month here. But I’m sure others have said you could still get it in the uk on the same income.