Disposable income

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After youve paid -
Rent / mortgage
Food
Heating / water etc
Council tax
Petrol
Tv lic
Any student loan or car finance
Etc

How much disposable income roughly do you have left in your household per month?

£5,600 but we save £2,600 of that so £3,000 that I see as spendable.

To find out what others have but this is mumsnet so most lie about it tbh.
I could say i have £1k left or i could say i have £50 or ££££££ in the bank or maybe i only have 30p in my account.
In other words just a thread to be nosey.

Same. I'm £10 overdrawn and living on tins at the moment. Thanks to being a single mum and a horrid cancer battle leaving me out of work despite now working 5 days a week being in huge debt with the utility companies because I couldn't work

🙃

could only dream of having £500 left over let alone 3-4-5 grand

Joint earnings take home £10k
support 5 kids including 2 at uni with minimum loans so we pay their rent and expenses
all with private heath and dental insurance
£3-£3.5k left every month

it took us ages to get to this stage, at one point we were in debt

Hahahahahaha well for all the mumsnet benefit bashers I have far less to live on than many of you have as 'spends' - £1250 each month in total. I'm very frugal, no car, no TV, no insurance, no debts and I'm too unwell to spend much on 'activities' or socialising so I have about £300 a month left over of which I try and save £100 for a rainy day.

I just don’t get why people care what others have. Surely it only matters what’s in your own bank?

We have about 1/4th of our total income is disposable income. However we save the majority of that with about £350 left to each as personal spends.

I take home £3400, as I’m maxing out on pension payments to keep below 40% tax. No rent / mortgage but save £650 per month to ISA.

After direct debits & savings I have £2000 left per month for food, petrol, clothes, going out, hols etc. Some weekends I can eat out 4/5 times others not at all. Petrol all depends on how far I go each week / month. So some months I can do the whole £2k and more besides, other months I spend less. All depends what’s going on.

We have about 40% of our income left, we have paid off our mortgage

if you just include my take home, then it’s a third but DH and DS both give me money towards household expenses which all come out of my account which takes it up to half. Mortgage free.

60% of our total household income but we have paid of our mortgage and don’t pay for childcare

Why does anyone care what anyone on mumsnet thinks/has/feels about anything? Why discuss tv, fashion, problems, money or holidays with strangers who could be lying? If we all felt like that this forum would be empty. I personally find it interesting to talk about money, I know I don’t know anyone here, and they could be saying anything, but interests me, I’m not interested in discussing soaps so you won’t find me in the TV section. Maybe just stick to the sections that interest you?

This thread has just shown there are some incredibly well off people on here and people who aren't. Quelle surprise.
I was feeling chuffed this morning that I've landed a new job with a higher wage...until I now realise take home is less than some people's monthly spare money 🤣🤣🤣

Where did I say it doesn’t interest me to read? I was trying to understand what OP was trying to get out of asking such a question. Maybe they are struggling and could actually do with help or tips. It’s going to be no help reading what everyone else has got in the bank or maybe they’re well off or maybe they just wanted to ask

Um the part where you said “I just don’t get why people care what others have” maybe the OP is just interested? Your post didn't sound particularly concerned with breaking down the OP’s intentions to help her, it was yet another snide policing comment.

It was not a snide policing comment, I asked a question and the OP didn’t answer, if she had said she’s struggling and looking for advice or help etc that’s the point the conversation starts and I would of shown more concern however the Op didn’t reply and I’m not about to start a comment being openly concerned when I didn’t know if there’s anything to be concerned about. It could be like you say she’s just interested. There was no information as to why the op wanted to know that information but that’s what a conversation is for to find that stuff out

Around £2000 after all bills mortgage, kids clubs, food and petrol are accounted for. We put £250 a week in the joint account for general spends and then save the other £1000 which at the minute is paying for our wedding

About £20

I was interested / curious

Weve been reviewing budgets atm
And looking @ ( low ) disposable income

About 1200 but that does not include the kids music and swimming lessons which I consider not part of our disposable income but that would be about an extra 300/month!

Fuck all.
literally this month I had to put something on buy back so I could afford food as I had a massive unexpected car bill and then my sons school lost his only winter coat so it was a choice between buying him a new coat or feeding the family or putting something on buy back for a few weeks.
Next month, i’m waking up & choosing violence & going full on frugal. I’m sick of it - sick of it all!

Approximately £350 after everything is left

@Statsquestion1 how do you still get CB on a monthly income of over £7000

Thankfully we are in Ireland where it is not means tested. 140 per month per child here so it’s 280 per month.

It’s still possible to get CB in the UK with a monthly income of over £7000. Ours is over £7000 and we still get to keep about £1400 this year I think it is, I have to pay some of it back through a tax assessment. Depends how your household income is divided, the cut off is £80,000, so you could have a household income of nearly £160,000 and still be getting some of it.