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Help with universal credit

105 replies

MissMummy20212 · 07/03/2025 18:08

Little bit of a back story all of my bills come to £1,590 a month this includes everything but food shopping and anything else I will need during the month. So universal credit give me £1444 a month as you've probably already been able to work out my bills equal More then how much I receive. My partner who has his own house and does not live with me kindly gives me £600 a month for weekly food shopping and to stop myself using my unarrange overdraft. I'm worried as I've seen seen that uc are asking for bank statements, will I get in trouble for having my partner send me money? I can prove that my partner has his own house, pays his own bills extra

OP posts:
G0ldC01nTreasure · 19/08/2025 21:26

Xenon

Currently relying on UC & partner

Not Currently independent

XenoBitch · 19/08/2025 21:43

G0ldC01nTreasure · 19/08/2025 21:26

Xenon

Currently relying on UC & partner

Not Currently independent

That is not the point. She claims UC and that is her money.
It would stop if she lived with her partner. Being financially dependant on a partner is not good.

I am in the same boat in a way, except my partner does not send me money. If we lived together then my UC would be reduced to £0. Neither of us want that.

Boomer55 · 22/08/2025 17:00

MissMummy20212 · 07/03/2025 20:23

Because he sees how depressed and stressed out i get when I can't keep my son warm Because I can't afford the heating or how some days I don't have anything to eat just so my son can have something on his plate. Surely anyone who loves there partner would do anything to help them from being in a dark place?

Stop the nursery, and then pay more to heat your home.

Kc1999x · 14/09/2025 14:30

Asking on behalf of someone-

I have a friend who claims UC. She has 4 children, one born in 2011, 2018,2020, and 2022. Am I right in thinking that the first child isn’t included in the 2 child benefit cap and that she should be getting paid for 3 out of 4 of the children?

Thank you in advance☺️

Blondeshavemorefun · 14/09/2025 14:34

Kc1999x · 14/09/2025 14:30

Asking on behalf of someone-

I have a friend who claims UC. She has 4 children, one born in 2011, 2018,2020, and 2022. Am I right in thinking that the first child isn’t included in the 2 child benefit cap and that she should be getting paid for 3 out of 4 of the children?

Thank you in advance☺️

I thought cut off was 2. So eldest over age so she would get for 2nd and 3rd child

Kc1999x · 14/09/2025 14:36

Blondeshavemorefun · 14/09/2025 14:34

I thought cut off was 2. So eldest over age so she would get for 2nd and 3rd child

So the eldest is exempt and then the 2nd and 3rd child would be the two for the limit?

HaddyAbrams · 14/09/2025 14:39

Kc1999x · 14/09/2025 14:30

Asking on behalf of someone-

I have a friend who claims UC. She has 4 children, one born in 2011, 2018,2020, and 2022. Am I right in thinking that the first child isn’t included in the 2 child benefit cap and that she should be getting paid for 3 out of 4 of the children?

Thank you in advance☺️

The 2 child limit doesn't apply to 3rd/4th etc children born before April 2017.

So if she had 3 children before then, she would get benefits for all 3.
As 3 of her DC were born after that date, the 2 child limit applies.

Kc1999x · 14/09/2025 14:42

HaddyAbrams · 14/09/2025 14:39

The 2 child limit doesn't apply to 3rd/4th etc children born before April 2017.

So if she had 3 children before then, she would get benefits for all 3.
As 3 of her DC were born after that date, the 2 child limit applies.

So because she only has one born before 2017 that means they are included in the benefit cap? Sorry google is very contradicting with answers

HaddyAbrams · 14/09/2025 14:44

Kc1999x · 14/09/2025 14:42

So because she only has one born before 2017 that means they are included in the benefit cap? Sorry google is very contradicting with answers

Yes. Google is very clear. There is an image, it might take a while to appear.

Help with universal credit
BearPear · 14/09/2025 14:47

Why don’t you get any help with council tax? Have you checked that you have at least got the single person discount

Kc1999x · 14/09/2025 14:49

that’s my point, it’s saying after 2017, what about the child born 2011.

mintydoggyv · 14/09/2025 14:49

MissMummy20212 · 07/03/2025 18:08

Little bit of a back story all of my bills come to £1,590 a month this includes everything but food shopping and anything else I will need during the month. So universal credit give me £1444 a month as you've probably already been able to work out my bills equal More then how much I receive. My partner who has his own house and does not live with me kindly gives me £600 a month for weekly food shopping and to stop myself using my unarrange overdraft. I'm worried as I've seen seen that uc are asking for bank statements, will I get in trouble for having my partner send me money? I can prove that my partner has his own house, pays his own bills extra

Is any money paided from him payed into your bank account ,that can be traced I.e money from partner spent from a differant bank acc.which is his and his only William, dwp only want to track your out going incoming as long as you don't live with partner , then his income and yours are joined as one income this affects your income from dwp hope you follow this ok

HaddyAbrams · 14/09/2025 14:51

Kc1999x · 14/09/2025 14:49

that’s my point, it’s saying after 2017, what about the child born 2011.

It says third and subsequent children born after 2017. The child born in 2011 is the first child. So that doesn't apply to them.

Kc1999x · 14/09/2025 14:58

HaddyAbrams · 14/09/2025 14:51

It says third and subsequent children born after 2017. The child born in 2011 is the first child. So that doesn't apply to them.

So if the child isn’t included then she should be getting paid for that child should she not?

HaddyAbrams · 14/09/2025 15:02

Kc1999x · 14/09/2025 14:58

So if the child isn’t included then she should be getting paid for that child should she not?

She is. She is getting paid for the first 2 children.

The third and subsequent children were born after 2017, so she isn't being paid for them.

Blondeshavemorefun · 14/09/2025 15:42

Kc1999x · 14/09/2025 14:36

So the eldest is exempt and then the 2nd and 3rd child would be the two for the limit?

I think so by my understanding

HaddyAbrams · 14/09/2025 15:43

Blondeshavemorefun · 14/09/2025 15:42

I think so by my understanding

Your understanding is wrong.

Teacupover5 · 14/09/2025 15:53

So you get £1600 a month for doing NOTHiNG ???-shocked !!

Blondeshavemorefun · 14/09/2025 16:33

HaddyAbrams · 14/09/2025 15:43

Your understanding is wrong.

It may well be

i thought once oldest child was off the claim it goes to next child so still capped at 2

HaddyAbrams · 14/09/2025 16:36

Blondeshavemorefun · 14/09/2025 16:33

It may well be

i thought once oldest child was off the claim it goes to next child so still capped at 2

Yes. When the oldest child is off the claim that is correct
But the oldest child won't be off the claim yet. Unless my maths is really off.

Kirbert2 · 14/09/2025 16:45

Teacupover5 · 14/09/2025 15:53

So you get £1600 a month for doing NOTHiNG ???-shocked !!

Hardly sounds like she's living the life of riley.

Teacupover5 · 14/09/2025 17:03

Someone on minimum wage gets £1817 after tax and they have all the expenses of doing paid work -travel ,clothes etc …I don’t think people realise that you can get almost the same for doing NOTHING !

Teacupover5 · 14/09/2025 17:05

And to add …minimum wage person is paying tax and NI …UC person is having NI topped up …fair ?

Kirbert2 · 14/09/2025 17:19

Teacupover5 · 14/09/2025 17:03

Someone on minimum wage gets £1817 after tax and they have all the expenses of doing paid work -travel ,clothes etc …I don’t think people realise that you can get almost the same for doing NOTHING !

People between jobs still have expenses to pay and in OP's case, a child to pay for which means she'll get the child element of UC too.

How much do you think she should get?

HaddyAbrams · 14/09/2025 17:20

Teacupover5 · 14/09/2025 17:03

Someone on minimum wage gets £1817 after tax and they have all the expenses of doing paid work -travel ,clothes etc …I don’t think people realise that you can get almost the same for doing NOTHING !

Someone on minimum wage with children will also get UC top ups.

Single adults without children aren't getting anywhere near £1,600 pm so not comparable.

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