Hi I really hope someone can help or offer advice.
I have recently had a baby and when I was updating my UC account and making my CB application I have realised that they still have a previous child on my UC claim, this child passed away in November 2023. I've now removed that DC but also added my new DC and I'm worried this is also going to look very suspicious too.
At the time I notified CB & the LA also contacted me with my new council tax calculation due to child no longer being part of the support reductions offered. I believe as the LA had been made aware that everyone else also had too. I was too distressed to ring everyone and check. However its clear my DC has still been part of my UC claim and has been factored in to my payments since november, so I'm not 100% sure what I'm going to have to repay but im sure ive been getting less deductions for my work pay side of things too due to a child being on the claim, so this could mean i need to pay back thousands. I'm distraught and should of checked sooner.
I obviously won't dispute the overpayment as it's money I'm not entitled to but will they now stop my UC all together now? Am I going to end up with a criminal record? Fines? Credit score affected. I'm on Mat leave and am a complete lone parent so I really have little funds or people to rely on if my UC was to stop. My baby is 6 weeks old and I've probably just driven us into proverty due to being careless.
Help!!