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Stupidly high car insurance price for ds

28 replies

healthadvice123 · 16/03/2024 01:10

We i knew car insurance had gone up as DH paid £296 last year and this year quoted £670 but on comparison site got it down to £360.
ds 20 passed driving test and quotes coming in at £2800 . 0.9 litre 107
his brother passed last year , same car £950 to insure , that it a huge jump.
to do monthly even more money , looking at paying around £280-300 a month.
he will never be able to save and afford to move out at this rate.
we live in a small town , transport runs 9-5 ish irregularly so a car is a necessity. He just can’t afford to drive and therefore limits his work choices hugely.
This country is a mess, its getting silly now how are young people supposed to get on in life. He works , training as a trade so money not great and won’t be for a few years and all that money spent learning to drive and he can’t now afford to actually get insured. Something needs looking at, we are all paying the price for expensive cars and there claims by the looks of things.

OP posts:
Potato1234 · 02/11/2024 22:50

healthadvice123 · 16/03/2024 01:10

We i knew car insurance had gone up as DH paid £296 last year and this year quoted £670 but on comparison site got it down to £360.
ds 20 passed driving test and quotes coming in at £2800 . 0.9 litre 107
his brother passed last year , same car £950 to insure , that it a huge jump.
to do monthly even more money , looking at paying around £280-300 a month.
he will never be able to save and afford to move out at this rate.
we live in a small town , transport runs 9-5 ish irregularly so a car is a necessity. He just can’t afford to drive and therefore limits his work choices hugely.
This country is a mess, its getting silly now how are young people supposed to get on in life. He works , training as a trade so money not great and won’t be for a few years and all that money spent learning to drive and he can’t now afford to actually get insured. Something needs looking at, we are all paying the price for expensive cars and there claims by the looks of things.

That price is no different to what I paid, and my friends/siblings paid 10-15 years ago. At least 3k per year. It’s always been ridiculously high for the first few years. I remember working just to pay for the car. Not saying it’s okay, but that price hasn’t changed in my opinion.

Caspianberg · 03/11/2024 06:28

Is it cheaper to lease a new car which includes insurance from them directly than to insure an old one?

Our old car was 10-15 years when we owned it for those 5 years. The insurance per month was only third party and it cost more in insurance and had costly not and repairs annually.
Our new leased to buy Electric is cheaper monthly. And would be even cheaper life we just leased and aren’t owning it at the end.

If they leased a small electric equivalent the annual running ( no repairs) and monthly petrol would be lower also so they would know fixed amount

Viviennemary · 03/11/2024 06:32

Young inexperienced drivers are involved in a lot of accidents. Hence the high premiums.

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