After January was the most skint I've ever been in my life, it's kickstarted me to be better with money and save. I'm a rubbish saver so I've bought these challenges to help me. I'm also going to be using cash instead of cards, so when I'm paid on the 23rd I will leave in my bank all the money for direct debits and a buffer for online payments. I will then take the rest out in cash divide it into 4 to use each week and what's left at the end of the week I will put into my challenges.
My goals are to save for Xmas and a holiday next January and have an emergency fund.
While I'm waiting to be paid I've sorted all my little change pots from around the house and bagged up £37 ready to take to the post office. I've also made a start on my penny saver from the change that was left and bits I keep finding around the house.
Im also having a massive clear out and listing on vinted and fb. We are a family of 6 so as you can imagine we accumulate a lot of "stuff" which is something im also working on this year.
I can't wait to see how well I do at the end of the year! Im actually buzzing 🤞🏼