I dont mean to offend anyone who is struggling every single day and has no wiggle room at all .
We are on a moderate income and the cost of living , as has for many, has hit .
We live in an affluent area and people have multiple holidays , eat out several times a week , have felt no effect.
It has made me realise that in order to have holidays we now need to save very very hard . That if we want hols we simply cannot do things like regular coffees out. ( never done meals out unless special occasion) no higher end ish make up for me !
we have devised a plan - with literal pots of money for
food
petrol
toiletries
etc
we are on £60 pw for food ( for 2 of us) - sick of dhal I must say - but it allows for a bottle of wine in buget!
We did really well i think this month.
Ive got a day planned to meet a good friend soon and it will be odd to meet her as we normally treat ourself to lunch n wine - i dont want to be mean . ! I will need to join in on this occasion .
anyone else do this long term and keeping the eye on the goal. ?
out adult dc go out for lunch or coffee as a normal thing. We now take a flask - well this month. !
the other day i got a very strong urge to by something ( probably anything!)
am wondering if it can become second nature … anyone else practice frugality in order to use any spare ( not really big amounts) cash in order to use money as well as possible ?