tellmewhenthespaceshiplandscoz ·
22/01/2024 13:53
Afternoon all
I've posted on this recently but am hoping for more advice ...
We've booked our summer holiday and flying to Sicily in July. Cannot. Wait 
Only paid deposit for three of us so far and balance not due until May. Not yet booked travel insurance ...
When I enquired with a company we'd used before due to my pre-existing condition (hypothyroidism, I'm on levo thyroxine) I happened to mention that DD was on a waiting list for a brace. Was advised categorically this particular insurer wouldn't even consider insuring her until it's fitted. She gave me a couple of alternative companies to try.
Meantime I posted here for advice (mainly because I was so 
at not even being insured, this must be the case for so many youngsters) and was given a few other numbers to try. Lots of very lovely MNers also as perplexed as me!
So - last week we FINALLY reached top of the list and had her first orthodontist appointment and scans show indeed she has an impacted canine which will be extracted and a brace fitted to upper teeth. This was all scheduled in and will be done by end of March therefore no rush on getting insurance for time being.
Thanks for reading so far - didn't want to drip feed.
I think I have to declare this and I'm wondering how much extra ££ this will load our policy? For context our annual multi trip policy last year where I declared hypothyroidism (which surely is a bigger risk?) and my HRT ( know, I'm a paranoid over sharer ) was only £75 for three is is with fairly low excess and high levels of cover. That's not much more than we'd paid in the past.
If anyone can share experience or works in the industry it would be good to get those perspectives.