Am I taking a huge step backwards

[PeachyGreen95]

My partner has decided to change careers whilst I’m on mat leave (crazy I know). We had money saved up for rent prior to me going on mat leave, but a family member has offered for us to stay with her until we land on our feet. This will save us around £15k-£20k. Our baby will be 4 months old when we move in.

I can’t help but feel like I’m taking a huge step backwards in life, almost 30 and moving back in with family. I know I’m in a good position to have this option but I can’t help but think selfishly, wanting to be with my own family in our place. Would you take up the offer? We’re planning to save for a house and a wedding and this would take longer if we were to rent somewhere now..

If you have a good relationship with the family member, I would take up on the kind offer. It's very normal for people under 30 to live with family members in order to save money for big expenses like house or wedding (I would prioritise the house though!!).

You could always set out to try for three months- if it goes well for everyone concerned then you can continue with the arrangement, if not then you know that you only need to bear with the situation a for a few months longer.

Good luck! X

@Pearlyb thank you for the response. It does make sense! I feel like where I have a small baby we should be on our feet already but plans change! We get along well with the family member (my grandma) it also gives us the chance to stay in London whilst I’m still on mat leave.

I think we’ll give it 3 / 4 months and see how we’ll get on.
thank you :)

Plans do change, and renting buying is insanely expensive nowadays, so it's not unusual to stay with relatives in your 20s/early 30s while saving. The potential to save £15-20k in a year is huge, and will avoid you having to spend months and months scrimping and saving. I hope it all goes well!

It's sensible not a step backwards

But it would be quite childlike to spend a lot on a wedding in these financial circumstances. A few hundred pounds on a registry office wedding would be sensible.

Are you onboard with your partner's change in career? Is he/she flaky? Or irresponsible financially? That would influence any decision for the future...