Hi
Struggling financially right now with no further ways to budget. I have been having a look at various chat boards on different sites about different ways to make money ( cam work seems to be popular but I just can’t do that ) survey sites etc are too quite popular but I haven’t got the time for that as it’s a lot of different sites etc - I have signed up to a few. Nothing to sell .
I have seen a few mention cloud workers and some people saying they have made between £100-800 a month ( I don’t expect £800 to be regular that’s 8000 messages !! ) , depending on time they put in and I thought I could do this just sitting watching tv of an evening. It’s very low pay , 10p per message , but even if I did £100 / £200 in a month it’s still something to put towards Xmas !
So , my question is - anyone do this? How would it work with making sure it’s above board with Universal Credit? I know it would be a self employment and I would have to pay tax at the end of the year but with universal credit I’ve seen something about a minimum income floor - where they might just have it as you are earning a certain amount regardless of what you actually earn and I’ve seen posts of people on the universal credit sites where it’s like £1500 that they take as earnings - even if they don’t earn that - so it comes off the award ( not sure if £ for £ or 50p per £ ) . My worry is that maybe one month I put in loads of hours and make £500 for example and then they assume I make that each month - but it might not be , I work too so it might turn out I don’t have the time and I just go on here and there so I don’t want to have my universal credit reduced based on an amount I just don’t make . It is likely it might just end up being £50 or something . So in that sense I’m thinking would it even be worth it? If they just took into account what I actually earnt then it’s fine , if I made £50 from it in a month and my award was reduced by 50P per £1 of that I’m still up as I’ve still made £25 but if not and I have a minimum income floor then I’m just going to put myself in a worse situation.
Also - I’m aware of what it is , I know it’s dirty talk . When I weigh that up against being able to buy my children Christmas presents , I can deal with that x