Outgoings more then wages

[Choochose]

Hello
i am looking for some advice please

I earn after deductions 2700, I currently live with family (left ex husband and former home) and I’m a single mum to 2 young children who live with me.

I work full time and my youngest goes to nursery that is around 800pcm. I have found a house to rent that is also 800pcm I’m really desperate to move but I did a rough budget and I don’t understand how I can afford to.

Other bills are 360 on loan payments, estimated household bills of 625 inc council tax, internet, food etc (which may be a conservative estimate with electricity prices) and petrol. My older child wraparound care is around 60. Credit accounts 55 (I know these are unhelpful debt to have but we are where we are now). Fuel 200 pcm.

thats pretty much my wages. I can’t get universal credit as classed as having equity and my wages in the former home- complex situation but it won’t be sold anytime soon. I appreciate my wages are more then a lot of peoples and hope this doesn’t seem greedy with money but I am really worrying- I can’t stay here much longer and the debt I have I can’t get rid of now. I also have no furniture etc (literally nothing). Regarding doing extra hours at work- it’s difficult to with the kids and I already work long hours as it’s a demanding job often working in evenings anyway.

I have had (lots) of legal advice and for now the situation is what it is- i have kept it a little vague on purpose re the old house. What makes it more worrying re finances too is my solicitor bills are adding up and I don’t want to take out more debt to pay them but will have no wriggle room

any advice? I don’t really know why I’m posting but don’t really have anyone I can speak to in real life.

What you have posted comes to 2100 which is not pretty much all of your budget.

Why is the house not being sold?

And why won't he pay child maintenance?

I would stay where you are until the legal battle is ended and the house is sold. I think it may be a case of short term pain for longer term gain.

Just updating this on the off chance someone in a similar situation reads it

i moved! Wasn’t quite as bad as anticipated due to working bank shifts every weekend which is tiring

have managed to get food bill right down which has helped and doing more days at home with the kids to keep costs down

the gas bill is absolutely astronomical and I really do dread any type of unexpected bill but all in all a happy (ish) ending I suppose

That’s great I’m sure you will go from strength to strength now.

That’s great news! Are you any closer to resolving the equity issue? I really hope things work out for you - you’ve been brave and deserve for everything to work out!

Go through CMS. The quicker you make a claim the better.

Hi OP

I hope you see this and reply.

Your situation appeared similar to mine and I'm going round in circles professional advice is so expensive.
I have some information already from free half hour calls, but I wondered if you got a conclusion to owning a home with a previous partner?
I'm so worried about the next steps.

Did he buy you out?
Did he sell up?
Did you go to court to agree about the house?

Brilliant news op, hope you are doing well