How much is your monthly spend on bills etc before food, petrol and fun?

[Stonetolose]

I did a reckoning on our joint account outgoings. Household of three living in a 4 bed detached, 1 car.

Every month - utilities, council tax, broadband, subs, etc - £750. But factor in the annual bills (car tax and car/house insurances; boiler service etc) I estimate it's around £1000. Does not include petrol or food.

Anyone else?

About £900 including all the annual ones you mention. I recently calculated my annual living costs for essentials (including food) are about £20k just for me and the cats. Small mortgage and no car.

About £1300. That's mortgage, council tax, utilities, car insurance etc...all the direct debits.

Over £1800 for the fixed costs I can immediately think of (mortgage, utilities, council tax, essential insurance for house and car). I suspect the reality is more than £2k if I did the maths properly. That doesn't include food, clothes, petrol or anything fun/luxury.

We're a family of 5 with a mortgage though.

Forgot to add we have a small mortgage - payments £72 a month included. I guess we're lucky it's not a punitive cost for us.

Around £750 a month not including petrol.

£470 including utilities, broadband, council tax, gym, phone, subscriptions etc. I don't have a mortgage.

£1500, or perhaps a bit less
not much spare

the question as a percentage might have been more useful.

€1400 a month, includes mortgage, bills, phones, health insurance, medication, life insurance, Netflix/Prime/YouTube Premium, medications, contact lens, charitable donations, gym membership and annual expenses like car/house insurance. Doesn't include pensions because they come out at source.

£1300 - includes £200 a month into an annual bills account so that I can pay things like car and house insurance, annually to get the discount and not get a shock at service and MOT time.

2 bed house!

I think it’s around 3.5K
Mortgage is just over half of that (but we do overpay and I can’t wait until it’s gone!!).

@MissMagneto

Are you a household of one by any chance?

About £950, family of 3 (4 when dd is home from uni), 3 bed semi. No mortgage or rent, but fairly high energy use and lots of phone / Tv subscription stuff.

£1300 for all direct debits. Leaves us with very little, scary to be honest especially as gas/elec bills have gone up so much.

Ours is £2215

That factors in rent (so much!), council tax, utilities, insurances and monthly travel cards (we don't run a car)

£3,579.83 - this includes absolutely everything we consider a joint expense. Food. Travel, anything we buy for the DC, mortgage, leisure as a family, overpayment of mortgage, every single bill you can think of, Christmas savings, pensions for the DC, mobile phone bills for the DC, anything pet related, car costs (petrol, insurance, maintenance). Insurances (various), debt repayment (only 2 - credit card and kitchen loan), subs for activities the DC do, music lessons for the DC.

We run a spreadsheet and use the previous 12 month average to set an amount for the things that are unfixed costs.

Bills £2500!

£2.8k, we're a family of three in a London.

£1500 includes mortgage, ct all the standard insurances, car loan repayment, road tax and bills. Does include swimming lessons / gym as that’s on a Dd but not clubs/ activities which tend to be paid termly.

£1090 that's mortgage and all bills

Ours is about £2300 - mortgage is £1088 of that. 4 bed detached and 3dc plus dog. I thought we lived quite frugally but clearly not. I can’t imagine a £72 mortgage though. Assuming you’re near you paying that off?

£1700, £1000 of this is a mortgage.
£700 is bills, no subscription/streaming services or loans, literally utilities and necessary insurances.

£1900 including £900 rent

We run 2 vehicles out of that

Not petrol tho

Just over £2,400 for bills including pet insurance x 2. We're a 2 person household with 4 bedrooms and 2 cars (one little runaround and a bigger electric car).