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Minimum wage income or just a little above

23 replies

sarsar1 · 03/04/2023 10:07

I am looking at a career change, no progression where I am

I am looking anywhere from £650-800 as I want to move away

I am hoping you guys can help what you earn a month please I am assuming most earn 1200-1500 a month but I am unsure as no one talks about it

I currently earn 2.1k a month so I know I will earn considerably less, I want to work out what I could afford on rent and the average people earn

Thank you

OP posts:
Okunevo · 03/04/2023 10:18

https://www.moneysavingexpert.com/tax-calculator/

Put in the NLW £10.42 per hour and it comes out as £1487 take home per month without pension contributions. A term time only job would obviously be less.

Okunevo · 03/04/2023 10:20

A pound more per hour comes out as £1597 per month. Based on a 37.5 hour work week.

BarbaraofSeville · 03/04/2023 10:30

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Cottagecheeseisnotcheese · 03/04/2023 10:40

if you work minimum wage, you can work 1151 hours before paying tax ie roughly 22 hours a week, there would be a little national insurance as that starts below tax allowance
ie you can earn about £1000 a month before you pay tax
assuming tax and NI at standard rate the first 22 hours a week is at 10.42 and each additional hour allowing for tax and NI is about £7.30 net
so for a full week say 35 hours you have 22 hours at 10.42 and 13 hours at 7,30 so you take home £324.14 a week or 1404 a month

sarsar1 · 03/04/2023 10:44

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Huh?

OP posts:
Cottagecheeseisnotcheese · 03/04/2023 10:44

your OP doesn't have enough info, how many hours to you want to work a week, are you looking to live frugally and trying to work out the minimum you need to live on in certain areas
mostly what you can live on depends on housing if you own outright and live frugally with using public transport or cycling to work it is going to cost less than if renting even in cheapest area of UK

sarsar1 · 03/04/2023 10:45

Working full time sorry

OP posts:
Okunevo · 03/04/2023 10:46

sarsar1 · 03/04/2023 10:45

Working full time sorry

Then just use a tax and ni calculator typing in what the job you are looking to apply for is offering.

Cottagecheeseisnotcheese · 03/04/2023 10:47

as someone else said working full time at minimum wage will give you about 1450 a month after tax and national insurance but no pension contribuations
if you own a property you can live on that if you are using £800 of it on rent then it's going to be much harder

sarsar1 · 03/04/2023 10:51

Cottagecheeseisnotcheese · 03/04/2023 10:47

as someone else said working full time at minimum wage will give you about 1450 a month after tax and national insurance but no pension contribuations
if you own a property you can live on that if you are using £800 of it on rent then it's going to be much harder

Yeah that's what is worrying me, won't leave much, thank you

OP posts:
xyzandabc · 03/04/2023 10:53

Your post doesn't make much sense.

You're 'looking anywhere from £650-800'
What is this figure? How much you need to earn? Rent? What you want left over after bills?

NMW is £10.42 p/h assuming you are 23+
Multiply that by 37 (or however many hours a week you want to work). Then multiply by 52. £20,048. Or monthly £1670 gross. None of us know what your tax/student loan/pension/other deductions might be.

There are plenty of salary calculators out there that you can input hours/wages/annual salary and it will tell you your take home pay. If that's what you need to know.

Asking others what they earn won't tell you how much you will earn. Their hours/salary/tax/deductions/contract will be different to yours.

BarbaraofSeville · 03/04/2023 10:58

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sarsar1 · 03/04/2023 11:55

No sorry

OP posts:
sarsar1 · 03/04/2023 11:56

xyzandabc · 03/04/2023 10:53

Your post doesn't make much sense.

You're 'looking anywhere from £650-800'
What is this figure? How much you need to earn? Rent? What you want left over after bills?

NMW is £10.42 p/h assuming you are 23+
Multiply that by 37 (or however many hours a week you want to work). Then multiply by 52. £20,048. Or monthly £1670 gross. None of us know what your tax/student loan/pension/other deductions might be.

There are plenty of salary calculators out there that you can input hours/wages/annual salary and it will tell you your take home pay. If that's what you need to know.

Asking others what they earn won't tell you how much you will earn. Their hours/salary/tax/deductions/contract will be different to yours.

Just want an idea of the average

OP posts:
sarsar1 · 03/04/2023 11:56

650-800 for rent

OP posts:
shivawn · 03/04/2023 11:57

I am assuming most earn 1200-1500 a month but I am unsure as no one talks about it

Why would you assume this?

Household income will play a big part also.

Coldspringtime · 03/04/2023 11:59

its a major coincidence someone on rhe same earnings, facing rhe same drop, with the same rent, albeit now in corridors is asking rhe same question,in the same way

areyousittingontheremote · 03/04/2023 12:01

You'll get UC as well on min wage.

I bring in £1,800/month with my income and UC.

I don't work full-time but that's because some of my work is well paid. It probably all eeks out as minimum wage though. I'm required by UC to earn equivalent of 25 hours/week at min wage and that's what I do.

It's a fine income for where I live and my lifestyle. I have one child. So my UC is for her, my rent, and my small bit for not bringing much in via work.

sarsar1 · 03/04/2023 14:46

areyousittingontheremote · 03/04/2023 12:01

You'll get UC as well on min wage.

I bring in £1,800/month with my income and UC.

I don't work full-time but that's because some of my work is well paid. It probably all eeks out as minimum wage though. I'm required by UC to earn equivalent of 25 hours/week at min wage and that's what I do.

It's a fine income for where I live and my lifestyle. I have one child. So my UC is for her, my rent, and my small bit for not bringing much in via work.

Do you know what the limit is to not get UC

OP posts:
Okunevo · 03/04/2023 15:39

sarsar1 · 03/04/2023 14:46

Do you know what the limit is to not get UC

It would depend on number of children, rent, childcare etc. A single parent would get some uc on well above full time minimum wage. Try a benefits calculator like 'entitled to' to see what you would get.

Elaine450 · 05/04/2023 17:18

Well I don't think teaching would be a good career move.

I earn about 3.5k a month after tax, ni and pension. That info doesn't help you at all though really.

What are you doing with the answers you get on these posts OP? Surely it would be more helpful to Google what average pay in the UK is, instead of finding out the salaries of a handful of random internet strangers?

EasterEggBunny · 05/04/2023 17:29

sarsar1 · 03/04/2023 11:56

650-800 for rent

It's not only whether you can afford this rent, it's whether LL will allow you to rent it. Some areas it's common for LL to ask for a salary at X number of multiples of rent. So eg if it's 3x, to be allowed a £500 rent you'd need a £1500 salary. Other areas LL mainly go on whether salary can cover rent. Or they might ask for a guarantor before they'll rent to you. You need to speak to letting agents in the area you're proposing to move to, to get an idea of what you need. Also new jobs are more likely to fall through than a job where you've been there for years so this could impact on a LL choosing you or not. I'm not saying don't do it, but go into it with your eyes open.

sarsar1 · 06/04/2023 18:19

Bunny id get it now and then change jobs

OP posts:
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