Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

This is shit!

122 replies

Rayn22 · 16/02/2023 21:05

Tend to do my shopping between Asda and Aldi.
Was going to do an online shop at Asda and priced it up to £101.
Decided to go to Aldi and bought the same and it was £93 so wasn't much difference. I also had to factor in petrol to get there.

Made me realise that there aren't really any 'cheap' supermarkets anymore. Looks like we are all eating less.

Was hoping to have a holiday this year but no chance. We have good money coming in and still can't afford luxuries.
We used to eat out, holidays and buy clothes.
It has gone crazy and just can't see an end to it!
By the time we have paid bills and food hardly anything left. Trying to be positive and look at what I have- not what we haven't but think tough times are going to be here for a while.

OP posts:
MeanderingGently · 18/02/2023 06:56

I really don't know how families are coping, I certainly couldn't. Everything is so expensive but as I'm much older it isn't such a problem.... I can reduce my eating without it harming anyone else, I've spent years travelling so don't mind not having a holiday now, I have a wardrobe full of 'classic' outfits so don't need to buy any more clothes except the odd sock here and there.

I am very fortunate in having a low-rent flat and having bills included in my rent, otherwise I couldn't afford to live. I certainly wouldn't be able to afford a mortgage, nor repairs/upkeep if I had my own home.

I don't buy any newspapers or magazines, no treats like crisps; I bake my own biscuits and batch cook food. My mobile contract is down to £10 per month and I have no extras like Netflix etc....it can be done. I guess the difference is whether it bothers you or not.

Backstreets · 18/02/2023 07:03

It's total shit.

It's also so demotivating. I've never made more money in my life, never worked harder, and I'm more skint than when I was on 15k less. How?

I'm going to tell my boss I'm not taking anything else on. I think I could find the energy if I felt like it was worth it, but having this much on and not being able to do a weekend away like I did before my promotion and pay rise... ridiculous.

Beautifulsunflowers · 18/02/2023 07:27

My ds likes halloumi and would rathe have this than meat - in Asda halloumi was £2.70 - it’s more expensive than chicken! Looked at Tesco and Aldi and they sell it for £1.99. I shop in Asda as I have a blue light card but even with the discount it’s more. Shocking

ElliF · 18/02/2023 07:54

InelegantAndWild · 18/02/2023 02:51

It is fucking awful. No doubt about it. And we seem to just be accepting it. Some of it is driven by external factors but some of it is blatant profiteering - eg there's no way that fucking bisto now costs five times as much to make now as it did in 2020.

Plus, the most blatant profiteering is from the energy companies. Yes British gas isn't centrica BUT it's two arms of the same company. And all the other companies likewise. They are literally buying and selling between themselves. That is what sets the energy prices. It's not some abstract formulation. Suppliers are also wholesalers. It is the very definition of a bent market.

Anyway here are my top tips:

  • m&s for food shopping. They are actually consistently cheaper for a greater amount of basics than anyone else, if your basic shop is spread wide enough. And you don't have to have a fucking clubcard.
  • get out on the streets and protest. At every opportunity. We all work fucking hard and we are getting shafted. A good riot keeps you warm. All that running about? Brilliant.

Wow! That’s a hilariously ignorant understanding of how economies work.
Buckle up. Things are going to get a lot more expensive before anything gets better.

ElliF · 18/02/2023 08:12

beguilingeyes · 18/02/2023 05:04

I'm supposed to be retired, but I'm terrified of my energy bills, as well as everything else.
I can't see any end to it.

If you’re retired you likely grew up in houses with coal fires, cold rooms, and hot water bottles and lots of warm wool blankets. It’s literally back to the old days. You’ll have lived through the 70’s and have an idea of how bad this can get in terms of prices. The only difference this time is most people forgot how cheaply you can eat and stay warm, and they never told their kids how to do is, so now their are unprepared and are gonna have to go learn what your parents learned all over again. Sad, But people never learn. It’s a human condition it seems.

Hubblebubbledays · 18/02/2023 08:26

I know, I can't quite let myself think this is the way we live now! We are a 2 income family, work v hard and not horrendous salaries, yet have just had to go through an IVA due to Covid losses, and now I have £27 to buy my 10 year old a birthday present and have a party. I have pulled and scrimped and changed bill suppliers, I am So obsessively savvy with spending as little as possible on food- I'm currently feeding the family of £4 on between £45-48 per week which I'm pretty pleased about but it's exhausting quite frankly! What's going to happen when someone needs a new pair of shoes or clothing?!!! Or the washing machine breaks? Or one of about a hundred scenarios that's going to need money? We haven't had a holiday for 7 years and no prospect of one again... sorry I'm moaning now I know!

Hubblebubbledays · 18/02/2023 08:28

And I might add we have turned our heating and hot water off since November- we do have an electric shower to wash with but house has been as cold as 4 degrees? I have to say you do get used to it and I find going to work very hot!!! One of the negatives is we now have mold in the house so you can’t win

MavisFlump · 18/02/2023 08:36

jackstini · 17/02/2023 12:00

@NCTDN - I got all excited at that and signed up - now realised it doesn't apply to online shopping - gutted!

It includes online shopping
www.nationwide.co.uk/current-accounts/cashback/?et_cid=26311455&et_rid=6254146803#supermarket-list

NCTDN · 18/02/2023 08:39

I think @jackstini meant Clubcard plus?

cowsaysmoo · 18/02/2023 08:48

I buy the same yoghurts for my kids every week. £1.99 for a six pack two weeks ago, £2.49 last week. It's 25% increase in a week!

I used to shop at Waitrose, now switched to Lidl. I spend the same at Lidl for a weekly shop now (and buy less 'luxury' items) that I used to spend at Waitrose last year 🫣

LikeTearsInRain · 18/02/2023 08:51

if that is roughly a £10 per week a difference it soon adds up over the year!

IbizaToTheNorfolkBroads · 18/02/2023 09:05

I did a big Aldi shop earlier in the week.
90% of my grocery shopping is a Tesco delivery, with the occasional Aldi shop.

When I got back I put the items I'd bought from Aldi into the Tesco app. Tesco was about £5 cheaper! There was an old Aldo receipt in the bag, so I tried that too. Also a few £ cheaper - certainly cheap enough to justify the delivery costs.

BadlydoneHelen · 18/02/2023 09:23

I can see what a shock this is for people younger than me- for me it's like going back to the 1970s. No central heating, no foreign holidays, no little luxuries really. The idea that someone in the family might 'not fancy dinner and want something else' or 'only likes certain brands' did not exist: we ate whatever my mum had cooked. It's depressing to go back to but not as much as a shock for older people who grew up this way. I feel for younger families though who've got used to the luxury of choice, it must be really hard.

jackstini · 18/02/2023 09:23

Yes @MavisFlump - I meant I was annoyed the CLUBCARD plus 10% discount only applies to in-store shops, not online. Seems very unfair to people who use online because in-store is difficult for them

ElliF · 18/02/2023 09:38

Most people don’t understand what inflation is or does.

The value of the food isn’t going up. An carton of eggs and a litre of milk aren’t any more filling or nutritious today than they were a decade ago. Their value has remained constant.

Its the value of the pound that is falling. They don’t think so because a pound is still worth the same against the dollar or the euro, but they are all falling at they same time, in unison, so the people all around the world have the same problems and don’t realise the scale of what is actually happening.

When the population as a whole eventually realises what is happening to their money, it will be too late for them to protect themselves. They’ll just panic.

Its gonna get a worse before it gets better, and prices do not go down again once the money has already been printed and put into the economy.

Interest rates need to go into double figures like they did in the 70’s. It’s gonna be rough for small businesses and the service sector who live entirely off the surplus wealth in the economy. When your entire job depends on people splashing their spare cash, you know you picked the wrong job for recession/depression era.

People tend to feed their children before they get their nails done or buy a latte. Unfortunate if you do nails or sell lattes, but it’s not like you didn’t see this coming three years ago.

TBH, the people who are gonna hurt the most are the middle class country bumpkins who earn their money professionally in a changing world, have mortgaged themselves more than 4x a joint salary that might go down to one salary, paid to live in a nice expensive neighbourhood, drive two cars that don’t need MOTs because they are that new, and haven’t got a years worth of salaries in the bank in savings to get them through.

They are gonna hurt a damn site more because they have a lot further to fall, and in their world of predictable economic models, they did not allow for a market crash that is global in scale.

For those already not using their heating (or only heating one room), meal planning, no longer buying red meat, and living on a lot of soups, worse times are gonna be a struggle, but for the most part they’re used to the struggle and find it easier to deal with. We’ll just get together and shape like we did in the 70’s. You bring what you’ve got. I’ll bring what I’ve got, and together we’ll feed all our kids.

We’ll get through it. We always do. What’s more, the UK will be a lot more equal for it. Except for the stinking rich of course, because they have already protected themselves.

ElliF · 18/02/2023 10:12

BadlydoneHelen · 18/02/2023 09:23

I can see what a shock this is for people younger than me- for me it's like going back to the 1970s. No central heating, no foreign holidays, no little luxuries really. The idea that someone in the family might 'not fancy dinner and want something else' or 'only likes certain brands' did not exist: we ate whatever my mum had cooked. It's depressing to go back to but not as much as a shock for older people who grew up this way. I feel for younger families though who've got used to the luxury of choice, it must be really hard.

It does remind people to value what they have though, and teach them the difference between ‘I want’ and ‘I need’, and it does bring the middle classes out of their insular little echo bubbles and rebalance society to a great degree. If frees up housing stock and lowers prices for those who other wise wouldn’t be able to afford it, and it knocks a few peacocks off their perches.

As with all economic turmoil, there are winners and losers. Admittedly the majority of the winners are already disgustingly rich, but we can’t do anything about that. But the losers won’t be the poor, because they are already losing in the game of life. It’ll be the ill prepared and under educated among the middle classes. The ones with the lifestyle but not the nouse to protect it. The ones who have houses are built on a tower of cards.

We saw this coming a few years back, changed our budget and cut out all our luxuries, started buying real wool blankets when they were cheap. Good quality clothes instead of disposable clothes, changed our diets and started to teach ourselves to grow food in our garden. It’s a learning process by DD loves to be out there pottering around and eat stuff she’s grown herself.

Some super intelligent people, in Anglia Ruskin University, Cambridge, Nick King and Aled Jones (not that Aled Jones) wrote a paper called, ‘An Analysis of the Potential for the Formation of ‘Nodes of Persisting Complexity’ as part of a sustainability study. I’m sure it’s available online as a PDF from one of the sustainability foundations.

It’s fairly well put together, does have a bit of woowoo in there, but their basic explains that I their view the whole world is over developed in its industrialisation, supply chain and energy dependence, and that this will result in what they call ‘de-complexification’, a simplifying of our way of life, shorter supply chains, less energy consumption, less damage to the planet etc.

Sustainability 2021, 13, 8161. doi.org/10.3390/su13158161 www.mdpi.com/journal/sustainability - It says that at the bottom of my copy if anyone is interested in chasing down an reading it.

But this seems to be what the WEF are banging on about, where they are wanting this thing to go.

ElliF · 18/02/2023 10:19

I don’t even throw out both socks when one is wrecked. So we have pairs of odd socks. Who cares really? And DD is delighted to be learning to sew.

Hedjwitch · 18/02/2023 10:54

I reuse,repurpose or recycle pretty much everything. It does make you identify areas where you can make savings.

Fridaynightmare · 18/02/2023 11:14

Definitely agree with Aldi and Lidl being more expensive.
Nipped to Asda for bits for the weekend and it came to £70 made me feel sick.

Hippywannabe · 18/02/2023 11:25

Just been to Iceland to pick up a £5 pack of bacon- it is now£7!

Norfolkungood · 18/02/2023 11:49

We switched to catsan cat litter last year although at £11 a bag it was expensive. Noticed this week that catsan was £17 in asda. I didn't buy it I'd already got some felight in sainsburys for £9....just as good.

RaininSummer · 18/02/2023 12:05

Just done the weekly shop on Lidl and it was 60 pounds. I thought that wasn't too bad to feed two of us for a week but I do already have base supplies including dish and pasta. Included chicken, chops and meatballs for him and tofu and quiche for me. Tinned fish and loads of veg and 2 X milk. Some weeks I would spend more and top the freezer up. It definitely seems to be the processed foods which have rocketed and cooking fresh stuff is keeping the weekly costs down.

InelegantAndWild · 18/02/2023 12:16

BadlydoneHelen · 18/02/2023 09:23

I can see what a shock this is for people younger than me- for me it's like going back to the 1970s. No central heating, no foreign holidays, no little luxuries really. The idea that someone in the family might 'not fancy dinner and want something else' or 'only likes certain brands' did not exist: we ate whatever my mum had cooked. It's depressing to go back to but not as much as a shock for older people who grew up this way. I feel for younger families though who've got used to the luxury of choice, it must be really hard.

I remember the 70s too. It was the Saudis that screwed us then. This time it's partly global factors but also our own government that's responsible - brexit, obviously, but also touting the UK property market to every international money launderer going, printing money for fifteen years, encouraging a low wage economy through insane amounts of top ups to employees, landlords and now bloody energy companies, plus to top things off completely wiping £19 billion off the economy in the space of four days, on purpose.

We certainly had central heating in the 70s as did most people but we also had a fire so even if we didn't put the heating on the house never got as cold as a completely unheated space. And my dad bought a three bedroom house on a train conductor's wage. Clothes and food went up in price but shops didn't run out of things the way they do now and according to my mum the price increases weren't as sudden or as uneven and difficult to plan around.

Those are quite big differences between then and now. And even then, if you remember, it ended in strikes, protest and civil unrest.

Babyroobs · 18/02/2023 12:21

newfriend05 · 18/02/2023 02:34

@IloveRickyGervaisAndHisTeeth can't you claim pension credit , or claim carers allowance

People can no longer claim Pension credit until both of a couple are pension age which it doesn't sound like they are? Husband could not claim carers allowance if earning over £132 a week. It sounds like the SSP is only temporary ? He could however still get a carers element on a Uc claim.

ZeldaWillTellYourFortune · 18/02/2023 12:29

Hedjwitch · 18/02/2023 10:54

I reuse,repurpose or recycle pretty much everything. It does make you identify areas where you can make savings.

Exactly. I think n some ways a little hardship is good for mindfulness about how we consume.