Losing job will it trigger UC?

[purpleme12]

if i lose my job so then have to go on jobseekers or whatever it's called now will this trigger a move onto UC? i'm already on tax credits

You may be entitled to contributions based JSA for 6 months

@purpleme12

if i lose my job so then have to go on jobseekers or whatever it's called now will this trigger a move onto UC? i'm already on tax credits

I would read up on the website, however I don’t think anything triggers anything in the benefits system you are responsible for making any claims and making them aware of any changes.

You have to apply for UC for job seeking benefits

oh right ok thank you

It depends. Are you single or part of a couple?

Couple- you may remain entitled to working tax credits if partner still works.

Single - you’ll need to claim UC to get money for children, esa income based and housing costs.

Give the CAB help to claim line a call. They can advise whether your change will trigger a claim to UC and go through it with you.

oh right ok that's not so good then
i'm single. with a child. so i will need help for her
although i own so not sure i'll be entitled to housing costs

No you won’t get housing costs as you own. However you will get the higher work allowance. You might find you are better off on UC.

Have a look at policy in practice benefit Calculator. It’s better than entitled to.

www.citizensadvice.org.uk/benefits/help-if-on-a-low-income/working-and-child-tax-credits/help-with-your-tax-credits-claim/check-if-a-change-affects-your-tax-credits/

@Thefuturestory

No you won’t get housing costs as you own. However you will get the higher work allowance. You might find you are better off on UC.

Have a look at policy in practice benefit Calculator. It’s better than entitled to.

i will have a look at this thank you

Yes. If you need to claim you'll have to apply for universal credits.

[quote VanCleefArpels]www.citizensadvice.org.uk/benefits/help-if-on-a-low-income/working-and-child-tax-credits/help-with-your-tax-credits-claim/check-if-a-change-affects-your-tax-credits/[/quote]
i think this just tells you you need to tell them about any change in circumstances it doesn't say if it will move you onto UC as far as i can see

You can't claim job seekers/esa/income support anymore so you'll be forced onto universal credit which will close your tax credits claim. Unfortunately there is no way round it op.

You can claim contributions based JSA.

Are you receiving CTC and WTC currently? How long do you think it will take to find a new job?

yes i am receiving wtc and ctc
i have no idea how long it would take me to find a job to be honest.
i've been in this job for over 10 years

If you lose your job then you can stay on WTC for four weeks between jobs. As you're a lone parent you'd need to find something for sixteen hours to qualify to continue your claim, that can be self employed or employed.

Speak to CAB and ask them to do a benefit check up, to be certain whether you'll be best to stay on tax credits or move to UC. But if you're better off as you are, then try to find anything, even if it's just a stop gap, within four weeks to keep your claim open.

If you can find another job now then no sorry